1970 Sterling Park Pl, Eugene, OR 97408 Property Records

Lane County property record for 1970 Sterling Park Pl, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,201 sqft · built 2016
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Nov 2016)
Tax Bill	$7,980 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2020 Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`17-03-08-23-07400-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-08-23-07400-000`
Alternative APN	`1866498`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,201 sqft Finished Area
1st Floor Area	1,237 sqft
2nd Floor Area	964 sqft

Exterior

Year Built	Built 2016
Exterior Material	Composition/Composite
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1866498
Street Address	1970 STERLING PARK PL
City	EUGENE
State	OR
Zip	97408-4818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	LOT:9 SUBD:ALDER WOODS PUD SEC/TWN/RNG/MER:SEC 08 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	08
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	ALDER WOODS PUD
Legal Lot Number	9
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1022
Census Tract	2201

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1970 STERLING PARK PL, EUGENE, OR 97408-4818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 28, 2020	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Aug 3, 2017	Deed of Trust, Mortgage WATERMARK CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2016 · Amount on Record
Deed Sale	Nov 1, 2016 · Amount on Record
Deed Document Number	2016-054363
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1970 STERLING PARK PL, EUGENE, OR 97408-4818
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018888
Date	Apr 17, 2020
Instrument	2020-018888

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1970 STERLING PARK PL, EUGENE, OR 97408-4818
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040894
Date	Jul 28, 2020
Instrument	2020-040894

Lender

Name	UMPQUA BANK
Type	Bank
Address	EUGENE, OR 97401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1970 STERLING PARK PL, EUGENE, OR 97408-4818
Document Number	0000039108
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017
Title Company	CASCADE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1970 STERLING PARK PL EUGENE OR 974084818, EUGENE, OR 97408-4818

Mortgage

Document Number	0000039108
Date	Aug 8, 2017
Instrument	39108

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,980.00 (+3.91%)	$409,580 (+6.09%)	$776,966 (+11.18%) Land $273,914 Building $503,052
2023	$7,680.00 (+4.02%)	$386,069 (+3%)	$698,826 (-0.38%) Land $192,832 Building $505,994
2022	$7,383.00	$374,825	$701,490 Land $143,304 Building $558,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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