Fayette County property record for 1970 Smith Dr, Grand Junction, TN 38039
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,550 sqft · built 2021 |
| Lot Size | 9.64 acres (419,918 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $249,000 (Sep 2011) |
| Tax Bill | $1,592 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024193 00802 |
| Primary APN | 024193 00802 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,550 sqft Living Area |
| 1st Floor Area | 2,936 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 419,918 sqft (9.64 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 544 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 444 sqft |
| Utility Building | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 1970 SMITH DR |
|---|---|
| City | GRAND JUNCTION |
| State | TN |
| Zip | 38039-6274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 13, COUNTY AREA: H50 |
| Jurisdiction | FAYETTE TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 60600 |
Source: Fayette County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1970 SMITH DR, GRAND JUNCTION, TN 38039-6274 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Line of Credit SIMMONS BANK |
| May 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 31, 2021 | Deed of Trust, Mortgage · Construction Mortgage THE BANK OF FAYETTE COUNTY |
| Sep 23, 2020 | Deed of Trust, Mortgage · Construction Mortgage THE BANK OF FAYETTE COUNTY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2011 · Amount on Record |
| Deed Sale | Sep 12, 2011 · Amount on Record |
| Deed Document Number | 11004695 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 1970 SMITH DR, GRAND JUNCTION, TN 38039-6274 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000007660 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 25007660 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | 3607 S HOUSTON LEVEE RD, COLLIERVILLE, TN 38017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Oct 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 1970 SMITH DR, GRAND JUNCTION, TN 38039-6274 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2022 |
| Title Company | PUNCTUAL ABSTRACT COMPANY INC, PUNCTUAL ABSTRACT CO INC |
| Name | Verified Name |
|---|
| Document Number | 0000004124 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 22004124 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 1970 SMITH DR, GRAND JUNCTION, TN 38039-6274 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1970 SMITH DR, GRAND JUNCTION, TN 38039-6274 |
| Document Number | 0000011869 |
|---|---|
| Date | Dec 31, 2021 |
| Instrument | 21011869 |
| Name | THE BANK OF FAYETTE COUNTY |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, TN 38075 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 1970 SMITH DR, GRAND JUNCTION, TN 38039-6274 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1970 SMITH DR, GRAND JUNCTION, TN 38039-6274 |
| Document Number | 0000007374 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 20007374 |
| Name | THE BANK OF FAYETTE COUNTY |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, TN 38075 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Fayette County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Fayette County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,592.00 | $171,000 (+53.95%) Land $24,400 Building $146,600 | $684,000 (+53.95%) Land $97,600 Building $586,400 |
| 2023 | $111,075 Land $11,775 Building $99,300 | ||
| 2021 | $444,300 Land $47,100 Building $397,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 75% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Aeneas Communications Fiber | 1,000 / 1,000 |
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