1970 Sides Rd, Rockwell, NC 28138 Property Records

Rowan County property record for 1970 Sides Rd, Rockwell, NC 28138

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,943 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$11,500 (Dec 2017)
Tax Bill	$3,467 (2026)
Deeds & Mortgages	Oct 2020 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`357 394`

Property Details

APN / Parcel Number

Primary APN	`357 394`
Alternative APN	`6345751`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,943 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Rustic
Exterior Material	Brick
Lot Area	43,560 sqft (1 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1970 SIDES RD
City	ROCKWELL
State	NC
Zip	28138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L1 1.00AC
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	2
Census Block	2060
Census Tract	51001

Owner

1970 Sides Rd is owned by two individuals who acquired it in May 2019.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 24, ROCKWELL, NC 28138-0024
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NAT'L BK
Oct 5, 2020	Deed of Trust, Mortgage FARMERS & MERCHANTS NAT'L BK
Oct 22, 2019	Trustee's Deed, Construction Loan · Line of Credit FARMERS & MERCHANTS NAT'L BK
Dec 8, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2017 · Amount on File
Deed Sale	Dec 8, 2017 · Amount on File
Deed Book / Page	1301 / 66
Last Transfer Date	May 16, 2019
Transfer Doc	0013280352
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1970 SIDES RD, ROCKWELL, NC 28138
Document Number	0013580999
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1970 SIDES RD SALISBURY NC 28146, SALISBURY, NC 28146

Mortgage

Document Number	0013580999
Date	Oct 20, 2020
Book Page	001358/000999

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 19, 2035

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1970 SIDES RD, ROCKWELL, NC 28138
Document Number	0013580305
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1970 SIDES RD SALISBURY NC 28146, SALISBURY, NC 28146

Mortgage

Document Number	0013580305
Date	Oct 9, 2020
Book Page	001358/000305

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2050

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 22, 2019
Property Address	1970 SIDES RD, ROCKWELL, NC 28138
Document Number	0013360672
Book / Page	001336 / 000672
Instrument Date	Oct 22, 2019
Transaction Type	Construction Loan
Record Updated	Oct 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 DIVISION AVE ROCKWELL NC 281387528, ROCKWELL, NC 28138-7528

Mortgage

Document Number	13360672
Date	Oct 22, 2019
Book Page	001336/000672

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 21, 2020

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 8, 2017
Property Address	1970 SIDES RD, ROCKWELL, NC 28138
Document Number	0013010066
Book / Page	001301 / 000066
Instrument Date	Nov 27, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Tax	$23.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	411 BLACKWELDER ST CHINA GROVE NC 280232403, CHINA GROVE, NC 28023-2403

Tax Assessment & Valuation

The 2026 property tax bill for 1970 Sides Rd was $3,467.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,467.00	$517,567 (-) Land $35,000 Building $482,567	$517,567 Land $35,000 Building $482,567
2025	$3,467.00	$517,567 Land $35,000 Building $482,567
2023	$3,467.00	$517,567 Land $35,000 Building $482,567	$517,567 Land $35,000 Building $482,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1970 Sides Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1970 Sides Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sides Rd

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