1970 Oak Ave, New Era, MI 49446 Property Records

Oceana County property record for 1970 Oak Ave, New Era, MI 49446

Property Summary

Property Type	Single Family Home
Lot Size	0.36 acres (15,702 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Sep 2006)
Tax Bill	$1,698 (2025)
Deeds & Mortgages	Aug 2025 Second Mortgage May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043-701-002-00`

Property Details

APN / Parcel Number

Primary APN	`043-701-002-00`

Exterior

Lot Area	15,702 sqft (0.36 acres)

Location & Zoning

Street Address	1970 OAK AVE
City	NEW ERA
State	MI
Zip	49446-9625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WD-L2006P25668 LOT 2 BLK 1 SUNSET PARK ADDN TO VILLAGE OF NEW ERA
Legal Subdivision	SUNSET PARK ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	OCEANA MI
Township / Civil Division	SHELBY
Census Block Group	4
Census Block	4039
Census Tract	10300

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1970 OAK AVE, NEW ERA, MI 49446-9625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
May 22, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2006 · Amount on Record
Deed Sale	Sep 5, 2006 · Amount on Record
Deed Book / Page	2006 / 25668
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	1970 OAK AVE, NEW ERA, MI 49446-9625
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1970 OAK AVE, NEW ERA, MI 49446-9625

Mortgage

Document Number	2025/15673
Date	Aug 13, 2025
Book Page	2025/15673
Instrument	202500004223

Lender

Name	SOFI BANK NA
Type	Bank
Address	FLINT, MI 48501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2045

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	1970 OAK AVE, NEW ERA, MI 49446-9625
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/009046
Date	May 22, 2018
Book Page	2018/009046
Instrument	201800003091

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	1970 OAK AVE, NEW ERA, MI 49446-9625
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/11071
Date	Apr 27, 2021
Book Page	2021/11071
Instrument	202100003216

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Shelby Township
Municipality	New Era Village
Unified School District	Shelby Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,200 (+17.36%) Land $87,200	$174,400 (+17.36%) Land $174,400
2025	$1,698.00 (+34.12%) Homeowner's exemption	$74,300 (+7.68%) Land $74,300	$148,600 (+7.68%) Land $148,600
2023		$69,000 Land $69,000	$138,000 (-) Land $138,000
2022	$1,266.00		$138,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Truestream, Verizon.

Nearby Properties on Oak Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures