1970 N Gary Ave, Wheaton, IL 60187 Property Records

DuPage County property record for 1970 N Gary Ave, Wheaton, IL 60187

Property Summary

Property TypeCommercial
Details16,901 sqft
Lot Size1.31 acres (57,064 sqft)
OwnerCompany Name on Record
Tax Bill$48,971 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN05-08-106-038

Property Details

APN / Parcel Number

Primary APN05-08-106-038

Interior

Stories1 Story
Building Area16,901 sqft Gross Area
1st Floor Area16,901 sqft

Exterior

Lot Area57,064 sqft

Location & Zoning

Street Address1970 N GARY AVE
CityWHEATON
StateIL
Zip60187-3072
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionWHEATON MONTESSORI SCHOOL 2ND CONSOLIDATION ALL
Legal SubdivisionWHEATON MONTESSORI SCHOOL 2ND CONSOLIDAT
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1007
Census Tract841802

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1970 N GARY AVE, WHEATON, IL 60187-3072
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2022Deed of Trust, Mortgage · Line of Credit
BYLINE BANK
Feb 1, 2021Deed of Trust, Mortgage
BYLINE BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1970 N GARY AVE, WHEATON, IL 60187-3072
Transaction TypeMortgage
Record UpdatedDec 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1970 N GARY AVE, WHEATON, IL 60187-3072

Mortgage

Document Number0000101138
DateNov 15, 2022
InstrumentR2022-101138
Lender
NameBYLINE BANK
TypeBank
AddressCHICAGO, IL 60601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 14, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1970 N GARY AVE, WHEATON, IL 60187-3072
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1970 N GARY AVE, WHEATON, IL 60187-3072

Mortgage

Document Number0000016163
DateFeb 1, 2021
InstrumentR2021-016163
Lender
NameBYLINE BANK
TypeBank
AddressCHICAGO, IL 60601
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$48,971.00 (-9.37%)$808,503 (-3.57%) Land $244,959 Building $563,544$2,425,509 (-3.57%) Land $734,877 Building $1,690,632
2024$54,036.00 (+10.65%)$838,397 (+18.9%) Land $225,852 Building $612,545$2,515,191 (+18.9%) Land $677,556 Building $1,837,635
2022$48,833.00$705,130 Land $196,470 Building $508,660$2,115,390 Land $589,410 Building $1,525,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2006–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEATON
serves 53,970 people · EPA ID IL0431050
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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