1970 N Fork Cir, Elgin, IL 60123 Property Records

Kane County property record for 1970 N Fork Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,854 sqft · built 1981
Lot Size	0.225 acres (9,794 sqft)
Owner	2 Trust Names on File
Last Sale	$160,000 (Apr 2015)
Tax Bill	$7,253 (2025)
Deeds & Mortgages	Mar 2024 Transfer Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-09-481-028`

Property Details

APN / Parcel Number

Primary APN	`06-09-481-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,854 sqft Living Area
1st Floor Area	1,854 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	9,794 sqft (0.225 acres)
Lot Dimensions	118 ft deep x 83 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1970 N FORK CIR
City	ELGIN
State	IL
Zip	60123-2667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 1 LOT 42
Legal Subdivision	VALLEY CREEK
Legal Block	3
Legal Lot Number	42
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3030
Census Tract	851909

Owner

1970 N Fork Cir is owner-occupied and held in a trust since September 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1970 N FORK CIR, ELGIN, IL 60123-2667
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Intrafamily Transfer, Transfer
Oct 25, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Aug 9, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2015 · Amount on File
Deed Sale	Apr 30, 2015 · Amount on File
Prior Sale	Jan 12, 2015 · Amount on File
Deed Document Number	201522056
Last Transfer Date	Sep 22, 2023
Transfer Doc	0000006708
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 1, 2024
Property Address	1970 N FORK CIR, ELGIN, IL 60123-2667
Document Number	0000006708
Instrument Date	Sep 22, 2023
Instrument	2024K006708
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1970 N FORK CIR, ELGIN, IL 60123-2667

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1970 N FORK CIR, ELGIN, IL 60123-2667
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052010
Date	Oct 25, 2022
Instrument	2022K052010

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Aug 9, 2017
Property Address	1970 N FORK CIR, ELGIN, IL 60123-2667
Document Number	0000041514
Instrument Date	Jun 3, 2017
Instrument	2017K041514
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1970 N FORK CIR, ELGIN, IL 60123-2667

Mortgage

Document Number	0000041515
Date	Aug 9, 2017
Instrument	2017K041515

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1970 N Fork Cir was $7,253.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,253.00	$103,082 (+8.57%) Land $34,594 Building $68,488	$309,370 (+8.57%) Land $103,824 Building $205,546
2024		$94,945 Land $31,863 Building $63,082	$284,949 Land $95,627 Building $189,322
2022	$6,261.00 (+4.56%) Homeowner's exemption	$78,213 (+6.96%) Land $26,248 Building $51,965	$234,639 (+6.96%) Land $78,744 Building $155,895
2021	$5,988.00 Homeowner's exemption	$73,124 Land $24,540 Building $48,584	$219,372 Land $73,620 Building $145,752

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1970 N Fork Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1970 N Fork Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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