1970 Lavender Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1970 Lavender Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	7 bd · 6 ba · 6,114 sqft · built 2010
Lot Size	0.288 acres (12,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Dec 2015)
Tax Bill	$19,530 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`783-52-037`

Property Details

APN / Parcel Number

Primary APN	`783-52-037`

Interior

Bedrooms	7 Beds
Full Baths	6 Baths
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	6,114 sqft Living Area
1st Floor Area	3,974 sqft
2nd Floor Area	2,140 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	12,522 sqft (0.288 acres)
Garage Area	655 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1970 LAVENDER WAY
City	GILROY
State	CA
Zip	95020-7925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9593 CARRIAGE HILLS III PHASE B BOOK 792 PAGE 50 PAGE 54 LOT 3
Legal Subdivision	CARRIAGE HILLS 03 PH B
Legal Tract	9593
Legal Lot Number	3
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2026
Census Tract	512515

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1970 LAVENDER WAY, GILROY, CA 95020-7925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage GANNON CAPITAL LLC
Dec 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage COMMONWEALTH BUSINESS BANK
	Deed of Trust, Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2015 · Amount on Record
Deed Sale	Dec 24, 2015 · Amount on Record
Prior Sale	Dec 5, 2006 · Amount on Record
Deed Document Number	201523181499
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1970 LAVENDER WAY, GILROY, CA 95020-7925
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TSI TITLE COMPANY OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023779838
Date	Oct 19, 2017
Instrument	23779838

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.12%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1970 LAVENDER WAY, GILROY, CA 95020-7925
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024310621
Date	Oct 22, 2019
Instrument	24310621

Lender

Name	GANNON CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1970 LAVENDER WAY, GILROY, CA 95020-7925
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024347510
Date	Dec 4, 2019
Instrument	24347510

Lender

Name	COMMONWEALTH BUSINESS BANK
Type	Bank
Address	LOS ANGELES, CA 90010

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1970 LAVENDER WAY, GILROY, CA 95020-7925
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1970 LANEDER WAY, GILROY, CA 95020

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,630,082 (+2%) Land $652,032 Building $978,050
2025	$19,530.00 (+2.19%) Homeowner's exemption	$1,598,121 (+4.04%) Land $639,248 Building $958,873
2023	$19,111.00 (+1.66%) Homeowner's exemption	$1,536,066 Land $614,426 Building $921,640
2022	$18,799.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Verizon.

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