Florence County property record for 1970 Horlbeck St, Florence, SC 29505
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,650 sqft · built 2007 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,000 (Dec 2022) |
| Tax Bill | $964 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15105-01-021 |
| Primary APN | 15105-01-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,650 sqft Living Area |
| 1st Floor Area | 1,650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 1970 HORLBECK ST |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29505-3825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WENTWORTH HALL LT 21 |
| Legal Subdivision | WENTWORTH HALL |
| Legal Tract | A |
| Legal Lot Number | 21 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 1400 |
1970 Horlbeck St is owned and occupied by an individual who bought it in December 2022.
Source: Florence County records, as of June 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1970 HORLBECK ST, FLORENCE, SC 29505-3825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Dec 14, 2022 | Warranty Deed, Transfer · FHA Mortgage RENASANT BANK |
| Apr 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2022 · Amount on File |
| Deed Sale | Dec 14, 2022 · Amount on File |
| Prior Sale | Apr 3, 2018 · Amount on File |
| Deed Document Number | 202217629 |
| Deed Book / Page | 1025 / 1403 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 1970 HORLBECK ST, FLORENCE, SC 29505-3825 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1970 HORLBECK ST, FLORENCE, SC 29505-3825 |
| Document Number | DMA11860529 |
|---|---|
| Date | Nov 14, 2025 |
| Book Page | DMA1186/529 |
| Instrument | 2025015053 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | 451 7TH ST SW, WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Dec 1, 2065 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Dec 14, 2022 |
| Property Address | 1970 HORLBECK ST, FLORENCE, SC 29505-3825 |
| Document Number | 0010251403 |
| Book / Page | 1025 / 1403 |
| Map Reference | MB 80 PG 415 |
| Instrument Date | Dec 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1970 HORLBECK ST, FLORENCE, SC 29505-3825 |
| Document Number | 0010251408 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 1025/1408 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Apr 3, 2018 |
| Property Address | 1970 HORLBECK ST, FLORENCE, SC 29505-3825 |
| Document Number | 0007391776 |
| Book / Page | 739 / 1776 |
| Map Reference | MB80 PG415 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $706.70 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1970 HORLBECK ST, FLORENCE, SC 29505-3825 |
| Document Number | 0007391781 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 739/1781 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 1970 Horlbeck St was $964.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $964.00 | $9,546 Land $1,600 Building $7,946 | $238,661 Land $40,000 Building $198,661 |
| 2023 | $5,067.00 (+488.5%) Homeowner's exemption | $9,363,185 (+122,937.91%) Land $1,400,000 Building $7,963,185 | $23,407,963 (+12,203.47%) Land $3,500,000 Building $19,907,963 |
| 2022 | $861.00 Homeowner's exemption | $7,610 Land $1,200 Building $6,410 | $190,255 Land $30,000 Building $160,255 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1970 Horlbeck St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1970 Horlbeck St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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