1970 Floral Rd, Concord, AR 72523 Property Records

Cleburne County property record for 1970 Floral Rd, Concord, AR 72523

Property Summary

Property Type	Rural Home
Details	1 ba · 2,080 sqft · built 2002
Lot Size	109 acres (4,748,040 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Sep 2014)
Tax Bill	$7,223 (2025)
Deeds & Mortgages	Jul 2017 Construction Loan Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-00672-001`

Property Details

APN / Parcel Number

Primary APN	`001-00672-001`
Alternative APN	`978`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	2,080 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Construction Type	Frame
Lot Area	4,748,040 sqft (109 acres)

Exterior Amenities

Porch	Slab
Porch Area	1,432 sqft
Shed	1 Shed
Shed Area	5,400 sqft
Utility Building	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	1970 FLORAL RD
City	CONCORD
State	AR
Zip	72523-9512
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	THE NORTHWEST QUARTER OF THE NORTHWEST QUARTER (NW 1/4 NW 1/4), THE SOUTHWEST QUARTER OF THE NORTHWEST QUARTER (SW 1/4 NW 1/4), AND THE NORTHEAST QUARTER OF THE NORTHWEST QUARTER (NE 1/4 NW 1/4), LYING WEST OF HIGHWAY #87, ALL IN SECTION TWO (2), TOW
Legal Range	08
Legal Township	11
Legal Section	02
Jurisdiction	CLEBURNE AR
Township / Civil Division	GRASSEY
Census Block Group	2
Census Block	2038
Census Tract	480100

Owner

Source: Cleburne County records · APN 001-00672-001

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1970 FLORAL RD, CONCORD, AR 72523-9512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2017	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANK
Nov 01, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK
Feb 15, 2018	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANK
Jan 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2014 · Amount on Record
Deed Sale	Sep 06, 2014 · Amount on Record
Prior Sale	Oct 04, 2002 · Amount on Record
Deed Document Number	20145328
Last Transfer Date	Jan 08, 2026
Transfer Doc	0000000259
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	1970 FLORAL RD, CONCORD, AR 72523-9512
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201703362
Date	Jul 11, 2017
Instrument	201703362

Lender

Name	SOUTHERN BANK
Type	Bank
Address	BATESVILLE, AR 72501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 07, 2018

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	1970 FLORAL RD, CONCORD, AR 72523-9512
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201806264
Date	Nov 01, 2018
Instrument	201806264

Lender

Name	SOUTHERN BANK
Type	Bank
Address	BATESVILLE, AR 72501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Oct 15, 2023

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	1970 FLORAL RD, CONCORD, AR 72523-9512
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800779
Date	Feb 15, 2018
Instrument	201800779

Lender

Name	SOUTHERN BANK
Type	Bank
Address	BATESVILLE, AR 72501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Nov 12, 2018

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	1970 FLORAL RD, CONCORD, AR 72523-9512
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900265
Date	Jan 10, 2019
Instrument	201900265

Lender

Name	SOUTHERN BANK
Type	Bank
Address	BATESVILLE, AR 72501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	57 Months
Due	Oct 15, 2023

Tax Assessment & Valuation

Source: Cleburne County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Cleburne County
Unified School District	Concord Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,223.00 (+36.08%)	$204,125 (-14.37%) Land $3,777 Building $200,348	$1,020,625 (-14.37%) Land $18,885 Building $1,001,740
2023	$5,308.00 Homeowner's exemption	$238,394 Land $3,668 Building $234,726	$1,191,970 Land $18,340 Building $1,173,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleburne County (05023C), as of February 16, 2006 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050234801002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 77% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
First Electric Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 4 locations within half a mile of this property.

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