Lake County property record for 1970 Big Valley Rd, Finley, CA 95435
| Property Type | Restaurant |
|---|---|
| Details | 3 bd · 3 ba · 4,414 sqft · built 1963 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,524 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 008-057-010-000 |
| Primary APN | 008-057-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 4,414 sqft Gross Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Wood |
| Lot Area | 47,045 sqft |
| Street Address | 1970 BIG VALLEY RD |
|---|---|
| City | FINLEY |
| State | CA |
| Zip | 95435 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | C2 |
| Legal Block | 3 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | KELSEYVILLE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 1000 |
1970 Big Valley Rd, a commercial property, is owned and occupied by two individuals.
Source: Lake County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 230, FINLEY, CA 95435-0230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 1970 BIG VALLEY RD, FINLEY, CA 95435 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 230, FINLEY, CA 95435-0230 |
| Document Number | 0000015588 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 2022015588 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95825 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
The 2026 property tax bill for 1970 Big Valley Rd was $2,524 with a homeowner's exemption, up 2.6% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Kelseyville Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,524.00 (+2.6%) Homeowner's exemption | $177,957 (+2%) Land $42,237 Building $135,720 |
| 2025 | $2,460.00 Homeowner's exemption | $174,468 Land $41,409 Building $133,059 |
| 2023 | $2,504.00 (+3.09%) Homeowner's exemption | $189,695 Land $39,802 Building $149,893 |
| 2022 | $2,429.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1970 Big Valley Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 21 (1995–2019) |
| Claims Outside the SFHA | 1 of 21 |
| Most Recent Claim | Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1970 Big Valley Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 42% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
May also be available: 101Netlink, AT&T.
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