197 Wollaston St, Springfield, MA 01119 Property Records

Hampden County and Springfield City property record for 197 Wollaston St, Springfield, MA 01119

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,725 sqft · built 2004
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on File
Last Sale	$224,000 (Jan 2008)
Tax Bill	$6,006 (2026)
Deeds & Mortgages	Aug 2022 Refinance Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:12440 P:0078`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:12440 P:0078`
Alternative APN	`124400078`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,725 sqft Living Area
1st Floor Area	974 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Lot Area	5,998 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	124400078
Street Address	197 WOLLASTON ST
City	SPRINGFIELD
State	MA
Zip	01119-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2019
Census Tract	801503

Owner

197 Wollaston St is owned and occupied by two individuals who acquired it in July 2019.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	197 WOLLASTON ST, SPRINGFIELD, MA 01119-1639
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU
Jul 24, 2019	Quit Claim Deed, Transfer · ARM LUSO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2008 · Amount on File
Deed Sale	Jan 28, 2008 · Amount on File
Prior Sale	Feb 6, 2004 · Amount on File
Deed Document Number	20085136
Deed Book / Page	17127 / 203
Last Transfer Date	Jul 19, 2019
Transfer Doc	22769-24
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	197 WOLLASTON ST, SPRINGFIELD, MA 01119-1639
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024689-274
Date	Aug 19, 2022
Book Page	24689/274
Instrument	50339

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2042

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 24, 2019
Property Address	197 WOLLASTON ST, SPRINGFIELD, MA 01119-1639
Document Number	22769-21
Book / Page	22769 / 21
Instrument Date	Jul 19, 2019
Instrument	40727
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 WOLLASTON ST, SPRINGFIELD, MA 01119-1639

Mortgage

Document Number	22769-24
Date	Jul 24, 2019
Book Page	22769/24
Instrument	40728

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 1, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 197 Wollaston St was $6,006, up 6% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,006.00 (+6.02%)	$388,500 (+7.53%) Land $44,500 Building $344,000	$399,880 (+15.64%)
2025	$5,665.00	$361,300 Land $44,500 Building $316,800	$345,800 (-4.41%)
2024			$361,760
2023	$5,077.00	$297,800 Land $39,600 Building $258,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Wollaston St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Wollaston St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: GoNetspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wollaston St

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