Shelby County property record for 197 Winterhaven Dr, Alabaster, AL 35007
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,633 sqft · built 1986 |
| Lot Size | 0.202 acres (8,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,204 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 232034001046111 |
| Primary APN | 232034001046111 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,633 sqft Heated Area |
| 1st Floor Area | 1,080 sqft |
| Upper Floors Area | 566 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,800 sqft (0.202 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 375 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 197 WINTERHAVEN DR |
|---|---|
| City | ALABASTER |
| State | AL |
| Zip | 35007-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 3 21S 03W NBRHD: 02 BERMUDA R-2 |
| Legal Range | 03W |
| Legal Township | 21S |
| Legal Section | 03 |
| Legal Subdivision | BERMUDA LAKE ESTATES 1ST SECTOR |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30306 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 197 WINTERHAVEN DR, ALABASTER, AL 35007-2112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Sep 16, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 197 WINTERHAVEN DR, ALABASTER, AL 35007-2112 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 197 WINTERHAVEN DR, ALABASTER, AL 35007-2112 |
| Document Number | 0000279360 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 20250916000279360 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 197 WINTERHAVEN DR, ALABASTER, AL 35007-2112 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 197 WINTERHAVEN DR, ALABASTER, AL 35007-2112 |
| Document Number | 0000279100 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 20250916000279100 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2045 |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Alabaster City |
| County | Shelby County |
| Unified School District | Alabaster City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,204.00 Homeowner's exemption | ||
| 2025 | $1,204.00 (+6.17%) | $22,300 (+2.48%) | $222,900 (+2.44%) Land $65,000 Building $157,900 |
| 2023 | $1,134.00 | $21,760 | $217,600 Land $65,000 Building $152,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 32 (1979–2021) |
| Claims Outside the SFHA | 6 of 32 |
| Most Recent Claim | May 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALABASTER WATER DEPARTMENT serves 40,986 people · EPA ID AL0001148 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: C Spire Wireless.
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