St. Clair County property record for 197 Windward Cir, Vincent, AL 35178
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 728 sqft · built 1973 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $88,000 (Feb 2010) |
| Tax Bill | $360 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-05-21-0-002-014.000 |
| Primary APN | 31-05-21-0-002-014.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 728 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Type | Carport |
| Garage Area | 144 sqft |
| Carport | Carport |
| Carport Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00502078 |
|---|---|
| Street Address | 197 WINDWARD CIR |
| City | VINCENT |
| State | AL |
| Zip | 35178-9117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 BHAM SAILING CLUB S D 21-18-3 |
| Legal Range | 03E |
| Legal Township | 18S |
| Legal Section | 21 |
| Legal Subdivision | BHAM SAILING CLUB |
| Legal Lot Number | 16 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | PELL CITY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 40213 |
197 Windward Cir is owned by two individuals who bought it in February 2010.
Source: St. Clair County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5573 13TH AVE S, BIRMINGHAM, AL 35222-4113 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2010 · Amount on File |
| Deed Sale | Feb 8, 2010 · Amount on File |
| Prior Sale | Aug 16, 2005 · Amount on File |
| Deed Book / Page | 2010 / 1018 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 197 Windward Cir was $360.
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Unified School District | Pell City City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $360.00 | $10,000 | $99,870 |
| 2023 | $17,408 Land $2,500 Building $14,908 | $87,040 Land $12,500 Building $74,540 | |
| 2022 | $313.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 197 Windward Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Windward Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW LONDON WATER & FP AUTHORITY serves 6,843 people · EPA ID AL0001437 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coosa Valley Technologies Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
May also be available: Brightspeed.
5G (outdoors only) and 4G LTE
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