197 Windsor Rd, King William, VA 23086 Property Records

King William County property record for 197 Windsor Rd, King William, VA 23086

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,585 sqft · built 1998
Lot Size	4.84 acres (210,830 sqft)
Owner	Individual Name on File
Last Sale	$203,000 (Aug 2020)
Tax Bill	$1,470 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3480-1`

Property Details

APN / Parcel Number

Primary APN	`3480-1`
Alternative APN	`22 1 A2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,585 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	210,830 sqft (4.84 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	65 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3480-1
Street Address	197 WINDSOR RD
City	KING WILLIAM
State	VA
Zip	23086-3236
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-1
Legal Description	TRACT A-2 FAIRFIELD
Legal Subdivision	FAIRFIELD
Legal Tract	A-2
Jurisdiction	KING WILLIAM VA
Township / Civil Division	ACQUINTON
Census Block Group	4
Census Block	4012
Census Tract	950102

Owner

Source: King William County records · APN 3480-1

Assessment roll updated March 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	197 WINDSOR RD, KING WILLIAM, VA 23086-3236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Deed Document Number	20202321
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WILLIAM VA
Recording Date	Aug 13, 2020
Property Address	197 WINDSOR RD, KING WILLIAM, VA 23086-3236
Document Number	0200002321
Instrument Date	Jul 30, 2020
Instrument	200002321
Transaction Type	Transfer
Record Updated	Mar 01, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 WINDSOR RD, KING WILLIAM, VA 23086-3236

Mortgage

Document Number	0200002322
Date	Aug 13, 2020
Instrument	200002322

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	200002323
Date	Aug 13, 2020
Instrument	200002323

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: King William County records · Assessment roll updated March 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	King William County
Unified School District	King William County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,470.00 (+0.07%)	$238,960 (-) Land $55,360 Building $183,600	$238,960 (-) Land $55,360 Building $183,600
2025	$1,469.00 (+6.06%)	$238,960 (-) Land $55,360 Building $183,600	$238,960 (-) Land $55,360 Building $183,600
2023	$1,385.00	$238,960 Land $55,360 Building $183,600	$238,960 Land $55,360 Building $183,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, King William County (51101C), as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 24 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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