197 Wilkinson Rd, Palatka, FL 32177 Property Records

Putnam County property record for 197 Wilkinson Rd, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 852 sqft · built 1964
Lot Size3.81 acres (165,964 sqft)
OwnerIndividual Name on Record
Tax Bill$453 (2025)
Deeds & MortgagesOct 2017 Loan Modification
Flood ZoneZone A (high risk)
APN16-09-26-0000-0040-0000

Property Details

APN / Parcel Number

Primary APN16-09-26-0000-0040-0000
Alternative APN
  • 72839

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Building Area852 sqft Living Area
1st Floor Area852 sqft
FlooringWood

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1981
Roof TypeGable/Hip
Lot Area165,964 sqft (3.81 acres)
PorchUnfinished Open Porch
Porch Area204 sqft

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Account Number72839
Street Address197 WILKINSON RD
CityPALATKA
StateFL
Zip32177-8710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF W1/6 OF NW1/4 OF SW1/4, OR92 P528 (EX OR196 P83 RD)
Legal Range26E
Legal Township09S
Legal Section16
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group3
Census Block3045
Census Tract950100

Owner

Source: Putnam County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address197 WILKINSON RD, PALATKA, FL 32177-8710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 3, 2016
Transfer Doc0014390408
Record UpdatedOct 29, 2026

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPUTNAM FL
Property Address197 WILKINSON RD, PALATKA, FL 32177-8710
Document Number0014881173
Book / Page001488 / 001173
Instrument DateOct 30, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 WILKINSON RD PALATKA FL 321778710, PALATKA, FL 32177-8710

Mortgage

Document Number0014881173
DateOct 31, 2017
Book Page001488/001173
Instrument54019001
Lender
NameMISCELLANEOUS GOVT AGCY
AddressPO BOX 758, PALATKA, FL 32178-0758
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$453.00 (+25.83%) Homeowner's exemption$33,350 (+5.97%)$80,760 (-13.12%) Land $32,390 Building $48,370
2023$360.00 (+1.98%) Homeowner's exemption$31,470 (+1.88%)$92,960 (+25.15%) Land $41,910 Building $51,050
2022$353.00 Homeowner's exemption$30,890$74,280 Land $30,480 Building $43,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
DSL
25 / 5

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wilkinson Rd

Nearby Streets

Search Property Records by Address or Parcel Number