197 Wickersham Rd, Ridgeway, VA 24148 Property Records

Henry County property record for 197 Wickersham Rd, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,150 sqft · built 1960
Lot Size	1.13 acres (49,571 sqft)
Owner	Individual Name on Record
Tax Bill	$1,105 (2025)
Deeds & Mortgages	Oct 2024 Refinance Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181780000`

Property Details

APN / Parcel Number

Primary APN	`181780000`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,150 sqft Living Area

Exterior

Year Built	Built 1960
Lot Area	49,571 sqft (1.13 acres)

Location & Zoning

Street Address	197 WICKERSHAM RD
City	RIDGEWAY
State	VA
Zip	24148-4884
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	STRATFORD HILL WESTOVER, RD LOT 2 BK 3
Legal Subdivision	STRATFORD HILL SD
Legal Block	3
Legal Lot Number	2
Jurisdiction	HENRY VA
Township / Civil Division	COLLINSVILLE
Census Block Group	1
Census Block	1011
Census Tract	10100

Owner

Source: Henry County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1025 WESTOVER DR, COLLINSVILLE, VA 24078-2734
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CARTER BANK & TRUST
Nov 30, 2020	Deed of Trust, Mortgage · Line of Credit CARTER BANK & TRUST
Mar 3, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 3, 2020
Transfer Doc	0200000734
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	197 WICKERSHAM RD, RIDGEWAY, VA 24148-4884
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240003783
Date	Oct 15, 2024
Instrument	240003783

Lender

Name	CARTER BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	197 WICKERSHAM RD, RIDGEWAY, VA 24148-4884
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200004206
Date	Nov 30, 2020
Instrument	200004206

Lender

Name	CARTER BANK & TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENRY VA
Recording Date	Mar 3, 2020
Property Address	197 WICKERSHAM RD, RIDGEWAY, VA 24148-4884
Document Number	0200000734
Instrument Date	Mar 3, 2020
Instrument	200000734
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 WESTOVER DR, COLLINSVILLE, VA 24078-2734

Tax Assessment & Valuation

Source: Henry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,105.00 (+137.12%)	$199,200 (+137.14%) Land $25,000 Building $174,200
2023	$466.00	$84,000 Land $11,000 Building $73,000	$84,000 (-57.83%) Land $11,000 Building $73,000
2021			$199,200 Land $25,000 Building $174,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Jul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARTINSVILLE serves 13,600 people · EPA ID VA5690400
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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