Lincoln County property record for 197 Whitetail Crossing Dr, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,752 sqft · built 2005 |
| Lot Size | 0.262 acres (11,413 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,327 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-30-06-000-000-018.028 |
| Primary APN | 20-30-06-000-000-018.028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,752 sqft Living Area |
| Basement Area | 876 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,413 sqft (0.262 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 197 WHITETAIL CROSSING DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-2563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 WHITETAIL CROSSING PLAT 1 |
| Legal Range | 01E |
| Legal Township | 48 |
| Legal Section | 06 |
| Legal Subdivision | WHITETAIL CROSSING |
| Legal Lot Number | 28 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | CLARK |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 810308 |
Source: Lincoln County records · APN 20-30-06-000-000-018.028
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 197 WHITETAIL CROSSING DR, TROY, MO 63379-2563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 03, 2020 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO |
| Jul 12, 2018 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Jun 16, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU OF BELOIT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2018 |
| Deed Sale | Jul 12, 2018 |
| Prior Sale | Jun 30, 2015 |
| Deed Document Number | 2018006105 |
| Deed Book / Page | 2424 / 0723 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 197 WHITETAIL CROSSING DR, TROY, MO 63379-2563 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2020 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2445/75 |
|---|---|
| Date | Apr 03, 2020 |
| Book Page | 2445/75 |
| Instrument | 2020003082 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jul 12, 2018 |
| Property Address | 197 WHITETAIL CROSSING DR, TROY, MO 63379-2563 |
| Document Number | 2424/0723 |
| Book / Page | 2424 / 0723 |
| Map Reference | MB13 PG131 |
| Instrument Date | Jul 09, 2018 |
| Instrument | 2018006105 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 521 CREEKWOOD BLVD, 521, TROY, MO 63379-2916 |
| Name | Verified Name |
|---|---|
| Address | 197 WHITETAIL CROSSING DR, TROY, MO 63379-2563 |
| Document Number | 2018006106 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 2018006106 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 197 WHITETAIL CROSSING DR, TROY, MO 63379-2563 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017005577 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 2412/0122 |
| Instrument | 2017005577 |
| Name | FIRST COMMUNITY CU OF BELOIT |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 07, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,327.00 (+6.65%) | $37,037 (+7.98%) Land $4,714 Building $32,323 | $194,930 (+7.98%) Land $24,810 Building $170,120 |
| 2023 | $2,182.00 (+4.85%) | $34,299 Land $3,842 Building $30,457 | $180,520 Land $20,220 Building $160,300 |
| 2022 | $2,081.00 |
Source: FEMA National Flood Hazard Layer as of October 5, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 203 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY PWS serves 15,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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