197 Westpaces Rd, Mooresville, NC 28117 Property Records

Iredell County property record for 197 Westpaces Rd, Mooresville, NC 28117

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,721 sqft · built 1999
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Nov 2013)
Tax Bill	$7,512 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4644-47-3506.000`

Property Details

APN / Parcel Number

Primary APN	`4644-47-3506.000`
Alternative APN	`80038604`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,721 sqft Heated Area
Gross Area	3,960 sqft
1st Floor Area	1,396 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2008
Exterior Material	Stucco
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Patio Area	550 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80038604
Street Address	197 WESTPACES RD
City	MOORESVILLE
State	NC
Zip	28117-7100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L1 WEST PACES PB 23-42 & 42A
Legal Subdivision	WESTVIEW/WEST PACES
Legal Block	47
Legal Lot Number	1
Jurisdiction	IREDELL NC
Township / Civil Division	DAVIDSON
Census Block Group	1
Census Block	1020
Census Tract	61407

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 WESTPACES RD, MOORESVILLE, NC 28117-7100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2013 · Amount on Record
Deed Sale	Nov 8, 2013 · Amount on Record
Prior Sale	Sep 5, 2013 · Amount on Record
Deed Book / Page	2274 / 697
Prior Transfer Date	Sep 3, 2013
Prior Transfer Doc	22632373
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	197 WESTPACES RD, MOORESVILLE, NC 28117-7100
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 WESTPACES RD, MOORESVILLE, NC 28117-7100

Mortgage

Document Number	0031781082
Date	Nov 25, 2025
Book Page	3178/1082

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	197 WESTPACES RD, MOORESVILLE, NC 28117-7100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	26591291
Date	Nov 20, 2019
Book Page	2659/1291

Lender

Name	ALLEN TATE MORTGAGE PARTNERS LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28262

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	197 WESTPACES RD, MOORESVILLE, NC 28117-7100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	27652007
Date	Dec 22, 2020
Book Page	2765/2007

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	42340

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,263,100 (-) Land $320,000 Building $943,100	$1,263,100 (-) Land $320,000 Building $943,100
2025	$7,512.00	$1,263,100 (-) Land $320,000 Building $943,100	$1,263,100 (-) Land $320,000 Building $943,100
2024	$7,512.00	$1,263,100 (-) Land $320,000 Building $943,100	$1,263,100 (-) Land $320,000 Building $943,100
2023	$7,512.00 (+29.21%)	$1,263,100 (+37.74%) Land $320,000 Building $943,100	$1,263,100 (+37.74%) Land $320,000 Building $943,100
2022	$5,814.00	$917,020 Land $240,000 Building $677,020	$917,020 Land $240,000 Building $677,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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