197 Waters Ave, Allenhurst, GA 31301 Property Records

Liberty County property record for 197 Waters Ave, Allenhurst, GA 31301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 1995
Lot Size	0.6 acres (26,325 sqft)
Owner	2 Individual Names on File
Last Sale	$257,000 (Sep 2026)
Tax Bill	$3,712 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2023 Mortgage + 4 more
Flood Zone	Zone A (high risk)
APN	`050D 116`

Property Details

APN / Parcel Number

Primary APN	`050D 116`
Alternative APN	`17178`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,650 sqft Heated Area
1st Floor Area	1,650 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,325 sqft (0.6 acres)
Garage Area	240 sqft

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Patio Area	100 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17178
Street Address	197 WATERS AVE
City	ALLENHURST
State	GA
Zip	31301-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 50 WATERS ESTATES S/D PH 1
Legal Subdivision	WATERS ESTATES
Legal Phase	1
Legal Lot Number	50
Jurisdiction	LIBERTY GA
Township / Civil Division	HINESVILLE
Census Block Group	2
Census Block	2000
Census Tract	10204

Owner

197 Waters Ave is owned and occupied by two individuals who bought it in September 2026.

Source: Liberty County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	197 WATERS AVE, ALLENHURST, GA 31301-2516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH
Jun 20, 2023	Deed of Trust, Mortgage SMART PROPERTY HOLDINGS
Jul 7, 2023	Warranty Deed, Transfer · FHA Mortgage NEW AMERICA FUNDING
Feb 19, 2021	Grant Deed, Transfer · Conventional with PMI SELL HOUSE TO US LLC
Jan 27, 2021	Grant Deed, Transfer ATTORNEY ONLY
May 24, 2019	Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2026 · Amount on File
Deed Sale	Sep 3, 2026 · Amount on File
Prior Sale	Jul 10, 2023 · Amount on File
Deed Document Number	2026D2026-006600
Deed Book / Page	2496 / 309
Prior Transfer Date	Mar 3, 2010
Prior Transfer Doc	0016270213
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIBERTY GA
Recording Date	Sep 3, 2026
Property Address	197 WATERS AVE, ALLENHURST, GA 31301-2516
Document Number	0000006600
Book / Page	2496 / 309
Instrument Date	Sep 3, 2026
Instrument	20266600
Transaction Type	Transfer
Record Updated	Oct 5, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 WATERS AVE, ALLENHURST, GA 31301-2516

Mortgage

Document Number	2496000311,
Date	Sep 3, 2026
Book Page	2496/311

Lender

Name	MORTGAGE RESEARCH

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIBERTY GA
Property Address	197 WATERS AVE, ALLENHURST, GA 31301-2516
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 WATERS AVE, ALLENHURST, GA 31301-2516
Investor	Possibly a Property Investor

Mortgage

Document Number	0022940000000205
Date	Jun 20, 2023
Book Page	0000002294/0000000205
Instrument	003979

Lender

Name	SMART PROPERTY HOLDINGS

Agreement

Amount	Amount on Record
Due	Jan 1, 2023

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIBERTY GA
Recording Date	Jul 7, 2023
Property Address	197 WATERS AVE, ALLENHURST, GA 31301-2516
Document Number	0022960842
Book / Page	2296 / 842
Instrument Date	Jul 7, 2023
Instrument	2023-001613
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 WATERS AVE, ALLENHURST, GA 31301-2516

Mortgage

Document Number	0000004387
Date	Jul 7, 2023
Instrument	004387

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2053

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LIBERTY GA
Recording Date	Feb 19, 2021
Property Address	197 WATERS AVE, ALLENHURST, GA 31301-2516
Document Number	0021320001
Book / Page	002132 / 000001
Instrument Date	Feb 12, 2021
Transaction Type	Transfer
Record Updated	Mar 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 WATERS AVE ALLENHURST GA 313012516, ALLENHURST, GA 31301-2516

Mortgage

Document Number	21320005
Date	Feb 19, 2021
Book Page	002132/000005

Lender

Name	SELL HOUSE TO US LLC
Address	PO BOX 831, BROOKLET, GA 30415-0831

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	24 Months
Due	Feb 18, 2023

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LIBERTY GA
Recording Date	Jan 27, 2021
Property Address	197 WATERS AVE, ALLENHURST, GA 31301-2516
Document Number	0021270324
Book / Page	002127 / 000324
Instrument Date	Jan 15, 2021
Instrument	721
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$122.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIBERTY GA
Property Address	197 WATERS AVE, ALLENHURST, GA 31301-2516
Document Number	0020340789
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 WATERS AVE ALLENHURST GA 313012516, ALLENHURST, GA 31301-2516

Mortgage

Document Number	0020340789
Date	Jun 5, 2019
Book Page	002034/000789
Instrument	3280

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 4, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 197 Waters Ave was $3,712.

Source: Liberty County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Allenhurst City
County	Liberty County
Unified School District	Liberty County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,712.00	$89,064 (+14.84%) Land $18,000 Building $71,064	$222,659 (+14.84%) Land $45,000 Building $177,659
2024	$3,712.00 (+21.55%)	$77,557 (+7.79%) Land $14,000 Building $63,557	$193,892 (+7.79%) Land $35,000 Building $158,892
2023	$3,054.00 (+43.79%)	$71,954 (+19.47%) Land $10,000 Building $61,954	$179,885 (+19.47%) Land $25,000 Building $154,885
2022	$2,124.00	$60,228 Land $10,000 Building $50,228	$150,569 Land $25,000 Building $125,569

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 197 Waters Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Waters Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKEVIEW MOBILE HOME PARK, LLC private · serves 175 people · EPA ID GA1790104
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Coastal Fiber Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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