197 W Hayden Cir, Payson, UT 84651 Property Records

Utah County property record for 197 W Hayden Cir, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,936 sqft · built 2018
Lot Size	0.459 acres (19,986 sqft)
Owner	2 Individual Names on Record
Last Sale	$478,100 (Apr 2019)
Tax Bill	$3,745 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-844-0063`

Property Details

APN / Parcel Number

Primary APN	`41-844-0063`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,936 sqft Living Area
Gross Area	4,844 sqft
1st Floor Area	1,936 sqft
Basement Area	2,059 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	19,986 sqft (0.459 acres)
Garage Type	Attached
Garage Area	849 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	623 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	197 W HAYDEN CIR
City	PAYSON
State	UT
Zip	84651-5792
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63, HARRISON HEIGHTS PHASE 6 SUB AREA 0.459 AC.
Legal Subdivision	HARRISON HEIGHTS PHASE 6 SUB
Legal Phase	6
Legal Lot Number	63
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3022
Census Tract	10411

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 W HAYDEN CIR, PAYSON, UT 84651-5792
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2021	Deed of Trust, Mortgage QUICKEN LNS
Apr 2, 2020	Deed of Trust, Mortgage QUICKEN LNS
Apr 9, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Oct 3, 2018	Warranty Deed, Transfer · Commercial Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2019 · Amount on Record
Deed Sale	Apr 9, 2019 · Amount on Record
Prior Sale	Oct 3, 2018 · Amount on Record
Deed Document Number	201929333
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	197 W HAYDEN CIR, ELK RIDGE, UT 84651-5792
Document Number	0000007600
Instrument Date	Jan 9, 2021
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 W HAYDEN CIR PAYSON UT 846515792, PAYSON, UT 84651-5792

Mortgage

Document Number	0000007600
Date	Jan 14, 2021
Instrument	7600

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	197 W HAYDEN CIR, ELK RIDGE, UT 84651-5792
Document Number	0000045212
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 W HAYDEN CIR ELK RIDGE UT 846515792, ELK RIDGE, UT 84651-5792

Mortgage

Document Number	0000045212
Date	Apr 7, 2020
Instrument	45212

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 6, 2035

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 9, 2019
Property Address	197 W HAYDEN CIR, ELK RIDGE, UT 84651-5792
Document Number	0000029333
Map Reference	6
Instrument Date	Apr 4, 2019
Instrument	029333:2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2022
Title Company	PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 W HAYDEN CIR, ELK RIDGE, UT 84651-5792

Mortgage

Document Number	0000029334
Date	Apr 9, 2019
Instrument	029334:2019

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 3, 2018
Property Address	197 W HAYDEN CIR, ELK RIDGE, UT 84651-5792
Document Number	0000095217
Instrument Date	Sep 28, 2018
Instrument	095217:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 N MAIN ST, SPANISH FORK, UT 84660-1146
Investor	Possibly a Property Investor

Mortgage

Document Number	0000095218
Date	Oct 3, 2018
Instrument	095218:2018

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Elk Ridge City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,850 (-44.8%)	$707,000 (+0.37%) Land $255,500 Building $451,500
2025	$3,745.00 (+0.03%)	$704,400 (+102.13%) Land $232,300 Building $472,100	$704,400 (+11.17%) Land $232,300 Building $472,100
2024	$3,744.00 (+10.7%)
2023	$3,382.00 (-5.79%)	$348,480	$633,600 Land $214,800 Building $418,800
2022	$3,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 56% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK RIDGE TOWN serves 5,510 people · EPA ID UTAH25031
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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