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197 W First St, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 197 W First St, Edison, NJ 08820

Property Summary

Property TypeSingle Family Home
Details1,248 sqft · built 1978
Lot Size0.253 acres (11,038 sqft)
Owner2 Individual Names on Record
Last Sale$446,001 (Apr 2014)
Tax Bill$11,741 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-00840-0000-00013

Property Details

APN / Parcel Number

Primary APN05-00840-0000-00013
Alternative APNs
  • 050084000013
  • 00023299

Interior

Building Area1,248 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area11,038 sqft (0.253 acres)
Lot Dimensions115 ft deep x 96 ft wide

Location & Zoning

Account Number00023299
Street Address197 W FIRST ST
CityEDISON
StateNJ
Zip08820-1336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRBB
Legal Description96X115
Legal SubdivisionINWOOD HOMES
Legal Block840
Legal Lot Number13
JurisdictionMIDDLESEX NJ
Township / Civil DivisionEDISON
Census Block Group2
Census Block2036
Census Tract1411

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address197 W FIRST ST, EDISON, NJ 08820-1336
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jul 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2014 · Amount on Record
Deed SaleApr 11, 2014 · Amount on Record
Deed Document Number2014217
Deed Book / Page6560 / 499
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address197 W FIRST ST, EDISON, NJ 08820-1336
Transaction TypeMortgage
Record UpdatedOct 17, 2025
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015394
DateFeb 1, 2021
Book Page18265/1014
Instrument2021015394
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term250 Months
DueDec 1, 2041

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address197 W FIRST ST, EDISON, NJ 08820-1336
Document Number0000068760
Instrument DateJul 13, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 W FIRST ST EDISON NJ 088201336, EDISON, NJ 08820-1336

Mortgage

Document Number0000068760
DateJul 30, 2020
Book Page017966/000056
Instrument68760
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 29, 2040

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionEdison Township
Unified School DistrictEdison Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$197,300 (-) Land $105,700 Building $91,600$197,300 (-) Land $105,700 Building $91,600
2025$11,741.00 (-0.03%)$197,300 (-) Land $105,700 Building $91,600$197,300 (-) Land $105,700 Building $91,600
2024$11,745.00 (+0.5%)
2023$197,300 Land $105,700 Building $91,600$197,300 Land $105,700 Building $91,600
2022$11,686.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1982–2012)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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