Gila County property record for 197 W Ashby Apple Dr, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 1,368 sqft · built 1980 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Sep 2026) |
| Tax Bill | $2,675 (2025) |
| Deeds & Mortgages | Sep 2026 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 303-10-067A |
| Primary APN | 303-10-067A |
|---|---|
| Alternative APNs |
|
| Total Rooms | 4 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Hardboard |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 7,841 sqft (0.18 acres) |
| Porch | Slab |
| Deck Area | Deck Area |
| Patio Area | 126 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | R039054 |
|---|---|
| Street Address | 197 W ASHBY APPLE DR |
| City | PAYSON |
| State | AZ |
| Zip | 85541-2181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 30 TOWNSHIP: 11N RANGE: 13E LOT 88, CHRISTOPHER CREEK HAVEN PLAT 3; ALG WITH PARCEL B, ROS 3780; EXCEPTING PARCEL A, ROS 3780. NE1/4NE1/4 SEC 30 T11N R13E = 0.18 AC (OUT OF 303-10-067 & -068) |
| Legal Range | 13E |
| Legal Township | 11N |
| Legal Section | 30 |
| Legal Subdivision | CHRISTOPHER CREEK |
| Legal Lot Number | 88 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 200 |
197 W Ashby Apple Dr is owned by two individuals who bought it in September 2026.
Source: Gila County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14731 W PECOS LN, SUN CITY WEST, AZ 85375-2099 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2026 · Amount on File |
| Deed Sale | Sep 24, 2026 · Amount on File |
| Prior Sale | Mar 18, 2013 · Amount on File |
| Deed Document Number | 20268967 |
| Prior Transfer Date | Jul 12, 2013 |
| Prior Transfer Doc | 0000008561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Sep 24, 2026 |
| Property Address | 197 W ASHBY APPLE DR, PAYSON, AZ 85541-2181 |
| Document Number | 0000008967 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 20268967 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | PIONEER LAND TITLE, PIONEER TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14731 W PECOS LN, SUN CITY WEST, AZ 85375-2099 |
The 2025 property tax bill for 197 W Ashby Apple Dr was $2,675.
Source: Gila County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,102 Land $5,870 Building $34,232 | $401,017 Land $58,699 Building $342,318 | |
| 2025 | $2,675.00 | ||
| 2024 | $30,247 Land $6,937 Building $23,310 | $302,463 Land $69,368 Building $233,095 | |
| 2023 | $2,460.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 197 W Ashby Apple Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 7 (1993–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 W Ashby Apple Dr is extreme, ranking above 97.8% of the US, with a 3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.8% of the US · above 96% of Arizona |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CS CHRISTOPHER CREEK HAVEN private · serves 497 people · EPA ID AZ0404005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | E. coli resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | Coliform assessment Mar 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 60 / 5 |
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