Bristol County and New Bedford City property record for 197 Upton St, New Bedford, MA 02746
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,387 sqft · built 1840 |
| Lot Size | 0.205 acres (8,934 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (May 2023) |
| Tax Bill | $5,434 (2025) |
| Deeds & Mortgages | Oct 2024 Refinance May 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NEWB M:0095 L:0197 |
| Primary APN | NEWB M:0095 L:0197 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,387 sqft Living Area |
| Gross Area | 4,223 sqft |
| Basement Area | 1,461 sqft |
| Unfinished Basement | 1,461 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,934 sqft (0.205 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Gas |
| Account Number | 13415 |
|---|---|
| Street Address | 197 UPTON ST |
| City | NEW BEDFORD |
| State | MA |
| Zip | 02746-1015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 197 |
| Jurisdiction | NEW BEDFORD MA |
| Township / Civil Division | NEW BEDFORD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 651001 |
Source: Bristol County and New Bedford City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 197 UPTON ST, NEW BEDFORD, MA 02746-1015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| May 30, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MILESTONE MORTGAGE SOLUTIONS |
| Mar 3, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Mar 1, 2023 | Quit Claim Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2023 · Amount on Record |
| Deed Sale | May 30, 2023 · Amount on Record |
| Prior Sale | Mar 1, 2023 · Amount on Record |
| Deed Book / Page | 14693 / 10 |
| Prior Transfer Date | Mar 3, 2023 |
| Prior Transfer Doc | 014623-209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW BEDFORD MA |
| Property Address | 197 UPTON ST, NEW BEDFORD, MA 02746-1015 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 015121-313 |
|---|---|
| Date | Oct 11, 2024 |
| Book Page | 15121/313 |
| Instrument | 17818 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEW BEDFORD MA |
| Recording Date | May 30, 2023 |
| Property Address | 197 UPTON ST, NEW BEDFORD, MA 02746-1015 |
| Document Number | 0014693-10 |
| Book / Page | 14693 / 10 |
| Instrument Date | May 30, 2023 |
| Instrument | 9248 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 197 UPTON ST, NEW BEDFORD, MA 02746-1015 |
| Document Number | 0000009249 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 9249 |
| Name | MILESTONE MORTGAGE SOLUTIONS |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEW BEDFORD MA |
| Recording Date | Mar 3, 2023 |
| Property Address | 197 UPTON ST, NEW BEDFORD, MA 02746-1015 |
| Document Number | 014623-209 |
| Book / Page | 14623 / 209 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 3873 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 COSTA DR, FAIRHAVEN, MA 02719-5217 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEW BEDFORD MA |
| Recording Date | Mar 1, 2023 |
| Property Address | 197 UPTON ST, NEW BEDFORD, MA 02746-1015 |
| Document Number | 0014622-90 |
| Book / Page | 14622 / 90 |
| Instrument Date | Mar 1, 2023 |
| Instrument | 3764 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 COSTA DR, FAIRHAVEN, MA 02719-5217 |
| Investor | Possibly a Property Investor |
Source: Bristol County and New Bedford City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| Municipality | New Bedford City |
| Unified School District | New Bedford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,434.00 (+1.8%) | $480,500 (+8.03%) Land $120,500 Building $360,000 | $565,345 (+7.46%) |
| 2024 | $5,338.00 (+15.77%) | $444,800 (+37.84%) Land $124,600 Building $320,200 | $526,110 |
| 2023 | $4,611.00 | $322,700 Land $99,700 Building $223,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BEDFORD DPI serves 101,079 people · EPA ID MA4201000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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