Palm Beach County property record for 197 Umbrella Pl, Jupiter, FL 33458
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,440 sqft · built 2011 |
| Lot Size | 0.249 acres (10,825 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Dec 2021) |
| Tax Bill | $16,147 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-42-40-33-05-000-0190 |
| Primary APN | 30-42-40-33-05-000-0190 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,440 sqft Living Area |
| Gross Area | 4,617 sqft |
| 1st Floor Area | 1,760 sqft |
| Upper Floors Area | 1,680 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Concrete |
| Lot Area | 10,825 sqft (0.249 acres) |
| Lot Dimensions | 135 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 677 sqft |
| Pool Area | 95 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 370 sqft |
| Patio Area | 1,064 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 197 UMBRELLA PL |
|---|---|
| City | JUPITER |
| State | FL |
| Zip | 33458-1624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOXAHATCHEE RESERVE NORTH LT 19 |
| Legal Range | 42E |
| Legal Township | 40S |
| Legal Section | 33 |
| Legal Subdivision | LOXAHATCHEE RESERVE NORTH |
| Legal Lot Number | 19 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | JUPITER |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 210 |
Source: Palm Beach County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 197 UMBRELLA PL, JUPITER, FL 33458-1624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 7, 2023 | Deed of Trust, Mortgage HOMETAP HEI FUND IV LP |
| Dec 29, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage OAKTREE FUNDING CORP |
| Mar 24, 2021 | Intrafamily Transfer, Transfer · Balloon Mortgage RAYMOND RAGUSA |
| Apr 20, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on Record |
| Deed Sale | Dec 29, 2021 · Amount on Record |
| Prior Sale | Apr 20, 2018 · Amount on Record |
| Deed Document Number | 2021589333 |
| Deed Book / Page | 33174 / 1196 |
| Prior Transfer Date | Dec 17, 2021 |
| Prior Transfer Doc | 0331741196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 197 UMBRELLA PL, JUPITER, FL 33458-1624 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 197 UMBRELLA PL, JUPITER, FL 33458-1624 |
| Document Number | 0344780155 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | 34478/155 |
| Instrument | 20230269115 |
| Name | HOMETAP HEI FUND IV LP |
|---|---|
| Type | Non-Lending Institution |
| Address | BOSTON, MA 02199 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Dec 29, 2021 |
| Property Address | 197 UMBRELLA PL, JUPITER, FL 33458-1624 |
| Document Number | 0331741196 |
| Book / Page | 33174 / 1196 |
| Map Reference | MB 109 PG 44-59 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 20210589333 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | FIRST CHOICE TITLE ASSOCIATES INC, FIRST CHOICE TITLE ASSC INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 197 UMBRELLA PL, 197, JUPITER, FL 33458-1624 |
| Name | Verified Name |
|---|---|
| Address | 197 UMBRELLA PL, JUPITER, FL 33458-1624 |
| Document Number | 0331741198 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 33174/1198 |
| Name | OAKTREE FUNDING CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jan 1, 2062 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Mar 24, 2021 |
| Property Address | 197 UMBRELLA PL, JUPITER, FL 33458-1624 |
| Document Number | 0323120055 |
| Book / Page | 32312 / 55 |
| Map Reference | MB 109 PG 44-59 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 20210130838 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | FIRST CHOICE TITLE ASSOCIATES INC, FIRST CHOICE TITLE ASSC INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 197 UMBRELLA PL, 197, JUPITER, FL 33458-1624 |
| Name | Verified Name |
|---|---|
| Address | 197 UMBRELLA PL, JUPITER, FL 33458-1624 |
| Document Number | 0003231257 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 32312/57 |
| Name | RAYMOND RAGUSA |
|---|---|
| Type | Private Party |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Apr 20, 2018 |
| Property Address | 197 UMBRELLA PL, JUPITER, FL 33458-1624 |
| Document Number | 0297971881 |
| Book / Page | 029797 / 001881 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 152745 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 197 UMBRELLA PL JUPITER FL 334581624, JUPITER, FL 33458-1624 |
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | Jupiter Town |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,147.00 (+2.16%) Homeowner's exemption | $978,128 (+5.99%) | $1,097,245 (-4.97%) Land $380,000 Building $717,245 |
| 2024 | $15,806.00 (+1.26%) | ||
| 2023 | $15,610.00 (-0.15%) Homeowner's exemption | $922,876 (+3%) | $1,154,600 (+28.86%) Land $395,000 Building $759,600 |
| 2022 | $15,634.00 Homeowner's exemption | $895,996 Land $340,000 Building $555,996 | $895,996 Land $340,000 Building $555,996 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 130 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 130 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JUPITER PUBLIC WATER SYSTEM,TOWN OF serves 94,929 people · EPA ID FL4501491 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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