Jackson County property record for 197 Tumble Down Hl, Cullowhee, NC 28723
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft · built 2006 |
| Lot Size | 1.98 acres (86,249 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,160 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7548-41-2984 |
| Primary APN | 7548-41-2984 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,740 sqft |
| Gross Area | 2,860 sqft |
| 1st Floor Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 86,249 sqft (1.98 acres) |
| Garage Area | 1,100 sqft |
| Porch | Porch |
| Porch Area | 460 sqft |
| Patio Area | 460 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 128782 |
|---|---|
| Street Address | 197 TUMBLE DOWN HL |
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-6781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT A SR 1326 |
| Legal Township | 09 |
| Legal Lot Number | A |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CULLOWHEE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 950600 |
Source: Jackson County records, as of August 10, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 197 TUMBLE DOWN HL, CULLOWHEE, NC 28723-6781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2009 |
| Deed Sale | May 27, 2009 |
| Deed Document Number | 0001800411 |
| Record Updated | Jun 7, 2026 |
Source: Jackson County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $1,160.00 | $305,390 Land $55,440 Building $249,950 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2018–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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