197 Trout Cir, Freeport, FL 32439 Property Records

Walton County property record for 197 Trout Cir, Freeport, FL 32439

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,456 sqft · built 2023
Lot Size	0.246 acres (10,759 sqft)
Owner	Individual Name on Record
Last Sale	$259,900 (Dec 2023)
Tax Bill	$1,335 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-2S-19-24120-000-0380`

Property Details

APN / Parcel Number

Primary APN	`02-2S-19-24120-000-0380`
Alternative APN	`1002514`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,759 sqft (0.246 acres)
Lot Dimensions	11.1 ft deep x 9.7 ft wide
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1002514
Street Address	197 TROUT CIR
City	FREEPORT
State	FL
Zip	32439-6507
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 38 BLACK CREEK PARC, DESC AS COM SW/COR OF SE1/4 OF NE1/4 SEC 02-2S-19W, N 88 DEG 20'38E 151.56 FT, N 01 DEG 48'51W
Legal Range	19W
Legal Township	02S
Legal Section	02
Legal Subdivision	BLACK CREEK PARC
Legal Lot Number	38
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1044
Census Tract	950501

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	197 TROUT CIR, FREEPORT, FL 32439-6507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Oct 28, 2022	Personal Representative Deed, Transfer MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Oct 28, 2022 · Amount on Record
Deed Document Number	20230045995
Deed Book / Page	3311 / 2191
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 28, 2023
Property Address	197 TROUT CIR, FREEPORT, FL 32439-6507
Document Number	0033112191
Book / Page	3311 / 2191
Instrument Date	Dec 26, 2023
Instrument	20230045995
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MITCHELL LAND & TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,819.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1245 BAY DR, SANTA ROSA BEACH, FL 32459-5583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 TROUT CIR, FREEPORT, FL 32439-6507

Mortgage

Document Number	0033112193
Date	Dec 28, 2023
Instrument	3311/2193

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Mortgage

Document Number	0033112214
Date	Dec 28, 2023
Book Page	3311/2214
Instrument	20230045997

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WALTON FL
Recording Date	Oct 28, 2022
Property Address	197 TROUT CIR, FREEPORT, FL 32439-6507
Document Number	0032712120
Book / Page	3271 / 2120
Instrument Date	Oct 28, 2022
Instrument	20220047743
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE INC

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	560 S WATER ST, MONTICELLO, FL 32344-1351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 BAY DR, SANTA ROSA BEACH, FL 32459-5583

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,964 (+743%) Land $28,000 Building $119,964	$147,964 (+743%) Land $28,000 Building $119,964
2024	$1,335.00 (+814.38%)
2023	$146.00 (-5.19%)	$17,552 (-7.46%) Land $12,852 Building $4,700	$17,552 (-7.46%) Land $12,852 Building $4,700
2022	$154.00	$18,966 Land $14,266 Building $4,700	$18,966 Land $14,266 Building $4,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	76 (1978–2023)
Claims Outside the SFHA	18 of 76
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 26 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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