197 Trails End Rd, Kerhonkson, NY 12446 Property Records

Ulster County and Rochester Town property record for 197 Trails End Rd, Kerhonkson, NY 12446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1959
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,500 (Jul 2024)
Tax Bill	$3,052 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`514400 59.7-2-65`

Property Details

APN / Parcel Number

Primary APN	`514400 59.7-2-65`
Alternative APN	`104365.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	880 sqft Living Area
1st Floor Area	880 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1980
Architectural Style	Cottage
Exterior Material	Wood
Lot Area	87,120 sqft (2 acres)
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	104365.000
Street Address	197 TRAILS END RD
City	KERHONKSON
State	NY
Zip	12446-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	2
Legal Lot Number	65.000
Jurisdiction	ULSTER NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2010
Census Tract	955001

Owner

Source: Ulster County and Rochester Town records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	543 HIGH MEADOW DR, KERHONKSON, NY 12446-2750
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage
Jul 26, 2024	Deed, Transfer MISC COMPANY
Sep 15, 2021	Deed, Transfer · Stand-Alone First Mortgage HUDSON VALLEY FCU
Jul 5, 2019	Deed of Trust, Mortgage · Balloon Mortgage MID HUDSON VALLEY FCU
May 24, 2019	Deed of Trust, Mortgage · Balloon Mortgage MID HUDSON VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2024 · Amount on Record
Deed Sale	Jul 26, 2024 · Amount on Record
Prior Sale	Sep 15, 2021 · Amount on Record
Deed Document Number	20248082
Deed Book / Page	7380 / 60
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Recording Date	Jun 24, 2026
Property Address	197 TRAILS END RD, KERHONKSON, NY 12446-1321
Document Number	0000007379
Book / Page	13772 / 281
Instrument Date	Jun 12, 2026
Instrument	20267379
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 TRAILS END RD, KERHONKSON, NY 12446-1321

Mortgage

Document Number	0000007379,
Date	Jun 24, 2026
Book Page	13772/281
Instrument	20267379

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Jul 26, 2024
Property Address	197 TRAILS END RD, KERHONKSON, NY 12446-1321
Document Number	0000008082
Book / Page	7380 / 60
Instrument Date	Jul 25, 2024
Instrument	2024-8082
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 HIGH MEADOW DR, KERHONKSON, NY 12446-2750

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Sep 15, 2021
Property Address	197 TRAILS END RD, KERHONKSON, NY 12446-1321
Document Number	0000018048
Book / Page	6911 / 109
Instrument Date	Aug 31, 2021
Instrument	2021-18048
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 TRAILS END RD, KERHONKSON, NY 12446-1321

Mortgage

Document Number	0000018049
Date	Sep 15, 2021
Instrument	2021-18049

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	197 TRAILS END RD, KERHONKSON, NY 12446-1321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008371
Date	Jul 5, 2019
Book Page	11827/292
Instrument	2019-8371

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	197 TRAILS END RD, KERHONKSON, NY 12446-1321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006384
Date	May 24, 2019
Book Page	11800/143
Instrument	2019-6384

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2044

Tax Assessment & Valuation

Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rochester Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,052.00 (+447.94%)	$116,600 (-16.71%) Land $50,000 Building $66,600	$220,000 (-1%) Land $94,340 Building $125,660
2023		$140,000 (-) Land $50,000 Building $90,000	$222,222 (+14.29%) Land $79,365 Building $142,857
2022		$140,000 Land $50,000 Building $90,000	$194,444 Land $69,444 Building $125,000
2021	$557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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