Camden County property record for 197 Tower Rd, White Oak, GA 31568
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,650 sqft · built 2004 |
| Lot Size | 3.05 acres (132,858 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $495,000 (Mar 2023) |
| Tax Bill | $5,222 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0620000010C |
| Primary APN | 0620000010C |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,650 sqft Heated Area |
| 1st Floor Area | 1,275 sqft |
| 2nd Floor Area | 1,375 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 132,858 sqft (3.05 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 504 sqft |
| Patio Area | 318 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 21305 |
|---|---|
| Old Parcel Number | 0620000010C |
| Street Address | 197 TOWER RD |
| City | WHITE OAK |
| State | GA |
| Zip | 31568-2144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | H/L 4 TOWER S/D |
| Legal Subdivision | TOWER S/D |
| Legal Lot Number | 4 |
| Jurisdiction | CAMDEN GA |
| Township / Civil Division | WOODBINE |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 10100 |
Source: Camden County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 197 TOWER RD, WHITE OAK, GA 31568-2144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2023 · Amount on Record |
| Deed Sale | Mar 15, 2023 · Amount on Record |
| Deed Document Number | 0002243762 |
| Deed Book / Page | 2243 / 762 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMDEN GA |
| Recording Date | Mar 15, 2023 |
| Property Address | 197 TOWER RD, WHITE OAK, GA 31568-2144 |
| Document Number | 0000000589 |
| Book / Page | 2243 / 762 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 2023-000589 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 197 TOWER RD, WHITE OAK, GA 31568-2144 |
| Document Number | 0000001822 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 001822 |
| Name | MORTGAGE SOLUTIONS OF COLORADO |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2053 |
Source: Camden County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Camden County |
| Unified School District | Camden County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,222.00 (+32.24%) Homeowner's exemption | $185,605 (+8.67%) Land $22,560 Building $163,045 | $464,013 (+8.67%) Land $56,400 Building $407,613 |
| 2023 | $170,799 Land $22,560 Building $148,239 | $426,997 Land $56,400 Building $370,597 | |
| 2022 | $3,949.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 5 (2008–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 98.9% of Georgia |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures