Fannin County property record for 197 Timber Jack Ln, Morganton, GA 30560
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,100 sqft · built 2005 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Oct 2018) |
| Tax Bill | $1,690 (2025) |
| Deeds & Mortgages | Dec 2020 Second Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0005 004R4A |
| Primary APN | 0005 004R4A |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,100 sqft Heated Area |
| Basement Area | 840 sqft |
| Finished Basement | 840 sqft |
| Unfinished Basement | 840 sqft |
| Flooring | Softwood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 65,340 sqft (1.5 acres) |
| Terrain | Rolling |
| View / Lot | Corner |
| Porch | Slab |
| Porch Area | 452 sqft |
| Deck Area | 133 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 24300 |
|---|---|
| Street Address | 197 TIMBER JACK LN |
| City | MORGANTON |
| State | GA |
| Zip | 30560-3908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 8-1 LL302 LT6B DB1272-286* 1.50 ACS |
| Legal Subdivision | TIMBER JACK LANE SD |
| Legal Lot Number | 6B |
| Jurisdiction | FANNIN GA |
| Township / Civil Division | MORGANTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 50500 |
197 Timber Jack Ln is owned and occupied by two individuals who bought it in October 2018.
Source: Fannin County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 TIMBER JACK LN, MORGANTON, GA 30560-3908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage QUICKEN LOANS |
| Dec 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| Oct 22, 2018 | Warranty Deed, Transfer · Stand-Alone Second Mortgage QUICKEN LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2018 · Amount on File |
| Deed Sale | Oct 22, 2018 · Amount on File |
| Prior Sale | Nov 7, 2008 · Amount on File |
| Deed Document Number | 20182659 |
| Deed Book / Page | 1272 / 286 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 197 TIMBER JACK LN, MORGANTON, GA 30560-3908 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 197 TIMBER JACK LN, MORGANTON, GA 30560-3908 |
| Document Number | 0000001388/0000000735 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 0000001388/0000000735 |
| Name | QUICKEN LOANS |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 197 TIMBER JACK LN, MORGANTON, GA 30560-3908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 197 TIMBER JACK LN, MORGANTON, GA 30560-3908 |
| Document Number | 0000001388/0000000735 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 0000001388/0000000735 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Oct 22, 2018 |
| Property Address | 197 TIMBER JACK LN, MORGANTON, GA 30560-3908 |
| Document Number | 001272/286 |
| Book / Page | 1272 / 286 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 2018-002659 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6304 W EDDY ST, CHICAGO, IL 60634-4015 |
| Document Number | 0000001272/0000000289 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 0000001272/0000000289 |
| Instrument | 002322390019 |
| Name | QUICKEN LOANS |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 197 Timber Jack Ln was $1,690 with a homeowner's exemption.
Source: Fannin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Fannin County |
| Unified School District | Fannin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,690.00 Homeowner's exemption | $188,327 Land $28,280 Building $160,047 | $470,818 Land $70,700 Building $400,118 |
| 2023 | $158,102 Land $28,280 Building $129,822 | $395,254 Land $70,700 Building $324,554 | |
| 2022 | $2,074.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 Timber Jack Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 23 (2004–2021) |
| Claims Outside the SFHA | 8 of 23 |
| Most Recent Claim | Aug 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Timber Jack Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 71% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
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