Scott County property record for 197 The Masters, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,582 sqft · built 2003 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $292,400 (Oct 2019) |
| Tax Bill | $3,190 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 139-10-004.000 |
| Primary APN | 139-10-004.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,582 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 197 THE MASTERS |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANEWOOD SUB 3 |
| Legal Subdivision | CANEWOOD SUB 3 |
| Legal Block | 1C |
| Legal Lot Number | 21 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40604 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 197 THE MASTERS, GEORGETOWN, KY 40324-8640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2023 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Feb 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Oct 10, 2019 | Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2019 · Amount on Record |
| Deed Sale | Oct 10, 2019 · Amount on Record |
| Deed Document Number | 2019406335 |
| Deed Book / Page | 409 / 498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 197 THE MASTERS, GEORGETOWN, KY 40324-8640 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1730/436 |
|---|---|
| Date | Mar 2, 2023 |
| Book Page | M1730/436 |
| Instrument | 468456 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 197 THE MASTERS, GEORGETOWN, KY 40324-8640 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1581/261 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | M1581/261 |
| Instrument | 428730 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 10, 2019 |
| Property Address | 197 THE MASTERS, GEORGETOWN, KY 40324-8640 |
| Document Number | D409/498 |
| Book / Page | D409 / 498 |
| Map Reference | CAB 7 SL 374 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 406335 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 WILLOW OAK WAY, 105, GEORGETOWN, KY 40324-8306 |
| Name | Verified Name |
|---|---|
| Address | 197 THE MASTERS, GEORGETOWN, KY 40324-8640 |
| Investor | Possibly a Property Investor |
| Document Number | 406337 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 406337 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $358,200 (-) | $358,200 (-) | |
| 2025 | $3,190.00 (+4.87%) | $358,200 (+6.73%) | $358,200 (+6.73%) |
| 2023 | $3,042.00 (+19.95%) | $335,600 (+14.77%) Land $55,000 Building $280,600 | $335,600 (+14.77%) Land $55,000 Building $280,600 |
| 2022 | $2,536.00 | $292,400 Land $45,000 Building $247,400 | $292,400 Land $45,000 Building $247,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures