197 Svenson Ave, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 197 Svenson Ave, Worcester, MA 01607

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,108 sqft · built 1920
Lot Size	0.393 acres (17,100 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Dec 2019)
Tax Bill	$5,135 (2026)
Deeds & Mortgages	Apr 2021 Refinance Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-020-00195`

Property Details

APN / Parcel Number

Primary APN	`45-020-00195`
Alternative APN	`WORC M:45 B:020 L:00195`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,108 sqft Living Area
Gross Area	3,846 sqft
1st Floor Area	1,054 sqft
Basement Area	1,186 sqft
Unfinished Basement	1,186 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,100 sqft (0.393 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	45-020-00195
Street Address	197 SVENSON AVE
City	WORCESTER
State	MA
Zip	01607-1252
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RS-7
Legal Subdivision	OAKLAND
Legal Block	20
Legal Lot Number	195
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1027
Census Tract	732802

Owner

197 Svenson Ave, a duplex, is owned and occupied by an individual who bought it in December 2019.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	197 SVENSON AVE, WORCESTER, MA 01607-1252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance OCMBC INC
Dec 30, 2019	Quit Claim Deed, Transfer · Conventional Mortgage GARY J CARBONNEAU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2019 · Amount on File
Deed Sale	Dec 30, 2019 · Amount on File
Prior Sale	Nov 27, 1990 · Amount on File
Deed Document Number	2019142600
Deed Book / Page	61671 / 1
Prior Transfer Date	Dec 27, 2019
Prior Transfer Doc	61671-1
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	197 SVENSON AVE, WORCESTER, MA 01607-1252
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64955-378
Date	Apr 16, 2021
Book Page	64955/378
Instrument	53026

Lender

Name	OCMBC INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 30, 2019
Property Address	197 SVENSON AVE, WORCESTER, MA 01607-1252
Document Number	61671-1
Book / Page	061671 / 000001
Instrument Date	Dec 27, 2019
Instrument	142600
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$934.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 SVENSON AVE WORCESTER MA 016071252, WORCESTER, MA 01607-1252

Mortgage

Document Number	61671-4
Date	Dec 30, 2019
Book Page	061671/000004
Instrument	142601

Lender

Name	GARY J CARBONNEAU
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 29, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 197 Svenson Ave was $5,135, up 5.4% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,135.00 (+5.42%)	$386,700 (+4.71%) Land $125,200 Building $261,500	$495,582
2025	$4,871.00	$369,300 Land $119,200 Building $250,100
2023	$4,364.00	$304,300 Land $103,600 Building $200,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Svenson Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2000)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Svenson Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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