Will County property record for 197 Susan Ln, Steger, IL 60475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,380 sqft · built 1959 |
| Lot Size | 0.17 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,000 (Jan 2004) |
| Tax Bill | $4,223 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-15-05-102-005 |
| Primary APN | 23-15-05-102-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 7,200 sqft (0.17 acres) |
| Garage Type | Detached |
| Garage Area | 362 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 197 SUSAN LN |
|---|---|
| City | STEGER |
| State | IL |
| Zip | 60475-1551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLOCK A IN EDGEWOOD MANOR SUB, BEING A SUB OF PRT OF THE NW1/4 OF SEC 5, T34N-R14E. |
| Legal Range | 14E |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | EDGEWOOD MANOR |
| Legal Block | A |
| Legal Lot Number | 8 |
| Jurisdiction | WILL IL |
| Township / Civil Division | CRETE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 883804 |
197 Susan Ln is owned and occupied by an individual who bought it in January 2004.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 197 SUSAN LN, STEGER, IL 60475-1551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2004 · Amount on File |
| Deed Sale | Jan 7, 2004 · Amount on File |
| Prior Sale | May 12, 2000 · Amount on File |
| Deed Document Number | 20042669 |
| Prior Transfer Date | Jul 10, 1996 |
| Prior Transfer Doc | 0000094064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 197 SUSAN LN, STEGER, IL 60475-1551 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000068444 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | R2019068444 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Sep 27, 2029 |
The 2025 property tax bill for 197 Susan Ln was $4,223.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Crete Township |
| Municipality | Steger Village |
| Secondary School District | Bloom Township High School District 206 (09 - 12) |
| Elementary School District | Steger School District 194 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,223.00 | $51,648 (+5.5%) Land $8,136 Building $43,512 | $154,944 (+5.5%) Land $24,408 Building $130,536 |
| 2024 | $48,956 Land $7,712 Building $41,244 | $146,868 Land $23,136 Building $123,732 | |
| 2022 | $3,738.00 Homeowner's exemption | $38,850 Land $6,120 Building $32,730 | $116,550 Land $18,360 Building $98,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 197 Susan Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1982–2019) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Susan Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STEGER serves 9,700 people · EPA ID IL0314860 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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