Anderson County property record for 197 Sumter St, Anderson, SC 29621
| Property Type | Single Family Home |
|---|---|
| Details | 1,264 sqft |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $44,900 (Feb 2008) |
| Tax Bill | $91 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 149-11-03-023 |
| Primary APN | 149-11-03-023 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,264 sqft Heated Area |
| 1st Floor Area | 1,264 sqft |
| Lot Area | 10,890 sqft (0.25 acres) |
|---|---|
| Lot Dimensions | 144 ft deep x 78 ft wide |
| Storage Building | Storage Building |
| Street Address | 197 SUMTER ST |
|---|---|
| City | ANDERSON |
| State | SC |
| Zip | 29621-6028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CP S 1416/10A F078 D144 PP 012/206 LTS 13-15+PT12 SUMTER ST .25AC |
| Legal Subdivision | WOODLAND HGTS |
| Legal Lot Number | 13-15 |
| Jurisdiction | ANDERSON SC |
| Township / Civil Division | ANDERSON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 12300 |
197 Sumter St is owned and occupied by an individual who bought it in February 2008.
Source: Anderson County records, as of April 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 197 SUMTER ST, ANDERSON, SC 29621-6028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2008 · Amount on File |
| Deed Sale | Feb 7, 2008 · Amount on File |
| Prior Sale | Nov 24, 2003 · Amount on File |
| Deed Document Number | 20083228 |
| Deed Book / Page | 8488 / 194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDERSON SC |
| Property Address | 197 SUMTER ST, ANDERSON, SC 29621-6028 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 15805/00229 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 15805/229 |
| Instrument | 210043063 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 197 Sumter St was $91 with a homeowner's exemption, down 1.1% from the year before.
Source: Anderson County assessment roll, as of April 3, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Anderson County |
| Municipality | Anderson City |
| Unified School District | Anderson School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $91.00 (-1.09%) | $2,390 (-) Land $190 Building $2,200 | |
| 2024 | $92.00 Homeowner's exemption | $2,390 (-) Land $190 Building $2,200 | $59,740 (-) |
| 2023 | $92.00 Homeowner's exemption | $2,390 (+13.81%) Land $190 Building $2,200 | $59,740 |
| 2022 | $92.00 Homeowner's exemption | $2,100 Land $200 Building $1,900 | |
| 2021 | $59,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 197 Sumter St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 197 Sumter St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELECTRIC CITY UTILITIES serves 38,204 people · EPA ID SC0410012 |
|---|---|
| Water Source | Purchased surface water from ANDERSON REGIONAL JOINT WS |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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