Ionia County property record for 197 Summit St, Saranac, MI 48881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,827 sqft · built 1940 |
| Lot Size | 0.277 acres (12,066 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $152,500 (Dec 2022) |
| Tax Bill | $2,506 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02113000017000 |
| Primary APN | 02113000017000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,827 sqft Living Area |
| 1st Floor Area | 1,819 sqft |
| Basement Area | 1,336 sqft |
| Unfinished Basement | 1,336 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 12,066 sqft (0.277 acres) |
| Lot Dimensions | 122 ft deep x 99 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 197 SUMMIT ST |
|---|---|
| City | SARANAC |
| State | MI |
| Zip | 48881-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF SARANAC WILSON AND CHIPMANS ADD LOTS 43 & 44 EXC N 2RDS & EXC E 10FT OF LOT 43 BOSTON TWP, IONIA COUNTY, MICHIGAN |
| Legal Subdivision | WILSON & CHIPMANS ADD |
| Legal Lot Number | 43-44 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | BOSTON |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 31301 |
Source: Ionia County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 197 SUMMIT ST, SARANAC, MI 48881-9532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2022 · Amount on Record |
| Deed Sale | Dec 21, 2022 · Amount on Record |
| Prior Sale | Jul 16, 2020 · Amount on Record |
| Transfer Doc | 0642/7054 |
| Record Updated | Oct 29, 2026 |
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| County Subdivision | Boston Township |
| Municipality | Saranac Village |
| Unified School District | Saranac Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $92,900 (+7.9%) Land $20,200 Building $72,700 | $185,800 (+7.9%) Land $40,400 Building $145,400 | |
| 2025 | $2,506.00 (+2.96%) Homeowner's exemption | $86,100 (+25.51%) Land $17,900 Building $68,200 | $172,200 (+25.51%) Land $35,800 Building $136,400 |
| 2024 | $2,434.00 | ||
| 2023 | $68,600 Land $13,700 Building $54,900 | $137,200 Land $27,400 Building $109,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARANAC serves 1,343 people · EPA ID MI0005930 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless | 200 / 50 |
May also be available: AT&T.
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