197 Summit Cir, Durant, OK 74701 Property Records

Bryan County property record for 197 Summit Cir, Durant, OK 74701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,735 sqft · built 2006
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$222,500 (Oct 2020)
Tax Bill	$2,426 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16493`

Property Details

APN / Parcel Number

Primary APN	`16493`
Alternative APN	`0429-00-000-010-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,735 sqft Living Area
1st Floor Area	1,732 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Mixed
Garage Area	1,100 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	448 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	816 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16493
Street Address	197 SUMMIT CIR
City	DURANT
State	OK
Zip	74701-7438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE SUMMIT LT 10 (.5ACS)
Legal Range	08E
Legal Township	06S
Legal Section	13
Legal Subdivision	SUMMIT
Legal Lot Number	10
Jurisdiction	BRYAN OK
Township / Civil Division	DURANT
Census Block Group	3
Census Block	3015
Census Tract	796101

Owner

Source: Bryan County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	197 SUMMIT CIR, DURANT, OK 74701-7438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Line of Credit VISION BANK NA
Oct 29, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Aug 25, 2006 · Amount on Record
Deed Document Number	2020727759
Deed Book / Page	1541 / 970
Prior Transfer Date	Nov 21, 2008
Prior Transfer Doc	01215/0327
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRYAN OK
Property Address	197 SUMMIT CIR, DURANT, OK 74701-7438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1535/395
Date	Aug 21, 2020
Book Page	1535/395
Instrument	2020-725928

Lender

Name	VISION BANK NA
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Aug 10, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRYAN OK
Recording Date	Oct 29, 2020
Property Address	197 SUMMIT CIR, DURANT, OK 74701-7438
Document Number	001541/970
Book / Page	1541 / 970
Instrument Date	Oct 28, 2020
Instrument	2020-727759
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$333.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 SUMMIT CIR, DURANT, OK 74701-7438

Mortgage

Document Number	2020727760
Date	Oct 29, 2020
Instrument	2020-727760

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Bryan County assessment roll, as of December 4, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Bryan County
Unified School District	Silo Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,750 (+5%) Land $1,430 Building $28,320	$270,449 (+3.71%) Land $13,000 Building $257,449
2025	$2,426.00 (+6.22%)	$28,333 (+5%) Land $1,430 Building $26,903	$260,771 (-10.55%) Land $13,000 Building $247,771
2024	$2,284.00 (+2.74%)	$26,984 (+5%) Land $1,430 Building $25,554	$291,542 (+8.96%) Land $13,000 Building $278,542
2023	$2,223.00	$25,699 Land $1,430 Building $24,269	$267,575 Land $13,000 Building $254,575

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 24, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 76% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRYAN CO. RWS & SWMD #2 serves 6,270 people · EPA ID OK1010604
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jan 2026 Treatment failure resolved · Jan 2024 Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
360 Broadband Fixed Wireless	750 / 100
Nextlink Fixed Wireless	500 / 100

May also be available: Rise Broadband, T-Mobile, Verizon.

Nearby Properties on Summit Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures