197 Summit Ave, Bogota, NJ 07603 Property Records

Bergen County and Bogota Borough property record for 197 Summit Ave, Bogota, NJ 07603

Property Summary

Property Type	Single Family Home
Details	2,026 sqft · built 1920
Lot Size	0.092 acres (3,999 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (May 2007)
Tax Bill	$12,717 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00057-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`04-00057-0000-00011`
Alternative APN	`040005700011`

Interior

Stories	2 Stories
Building Area	2,026 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Location & Zoning

Street Address	197 SUMMIT AVE
City	BOGOTA
State	NJ
Zip	07603-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	40X100
Legal Subdivision	FLORAL HEIGHTS REALTY CO
Legal Block	57
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	BOGOTA
Census Block Group	3
Census Block	3010
Census Tract	4002

Owner

197 Summit Ave is owned and occupied by an individual who acquired it in November 2020.

Source: Bergen County and Bogota Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	197 SUMMIT AVE, BOGOTA, NJ 07603-1434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2007 · Amount on File
Deed Sale	May 10, 2007 · Amount on File
Prior Sale	Jan 15, 2002 · Amount on File
Deed Book / Page	9310 / 351
Last Transfer Date	Nov 30, 2020
Transfer Doc	0039951519
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Mar 4, 2021
Property Address	197 SUMMIT AVE, BOGOTA, NJ 07603-1434
Document Number	0039951519
Book / Page	3995 / 1519
Instrument Date	Nov 30, 2020
Instrument	2021030857
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	NUCO TITLE INSURANCE AGENCY INC, NUCO TITLE INS AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 SUMMIT AVE, BOGOTA, NJ 07603-1434

Mortgage

Document Number	2021030858
Date	Mar 4, 2021
Instrument	2021030858

Lender

Name	FIRST ALLIANCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 197 Summit Ave was $12,717, up 3.2% from the year before.

Source: Bergen County and Bogota Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Bogota Borough
Unified School District	Bogota Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,300 (-) Land $213,000 Building $317,300	$530,300 (-) Land $213,000 Building $317,300
2025	$12,717.00 (+3.19%)	$530,300 Land $213,000 Building $317,300	$530,300 Land $213,000 Building $317,300
2024	$12,324.00
2023		$273,700 Land $123,000 Building $150,700	$273,700 Land $123,000 Building $150,700
2022	$11,563.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Summit Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 197 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20