Frederick County property record for 197 Stonegate Dr, Frederick, MD 21702 · Last verified June 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 1.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1983 |
| Square Footage | 1,098 sqft Living Area |
| Lot Size | 3,400 sqft (0.078 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $135,000 (2014) |
| Tax Bill | $4,137.00 (2025) |
| Primary APN | 02-055503 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,098 sqft Living Area |
| Gross Area | 1,338 sqft Gross Area |
| 1st Floor | 576 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,400 sqft (0.078 acres) |
| Deck Area | 234 sqft Deck |
| Porch | Enclosed Porch |
| Porch Area | 240 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Municipal Sewage |
| Account Number | 055503 |
|---|---|
| Street Address | 197 STONEGATE DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3735 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 8 SECT 5 3400 SQ STONEGATE DRIVE STONEGATE FARMS |
| Legal Subdivision | STONEGATE FARMS |
| Legal Lot Number | 8 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 750507 |
Source: Frederick County records · APN 02-055503
Assessment roll updated August 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 197 STONEGATE DR, FREDERICK, MD 21702-3735 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 01, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Feb 18, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 12, 2014 · Amount on Record |
| Deed Sale | Nov 12, 2014 · Amount on Record |
| Prior Sale | Feb 23, 2011 · Amount on Record |
| Deed Book / Page | 10278 / 261 |
| Prior Transfer Date | Oct 22, 2014 |
| Prior Transfer Doc | 0102780261 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 01, 2026 |
| Property Address | 197 STONEGATE DR, FREDERICK, MD 21702-3735 |
| Document Number | 1788000075 |
| Book / Page | 17888 / 75 |
| Instrument Date | May 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | DATA SEARCH |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 197 STONEGATE DR, FREDERICK, MD 21702-3735 |
| Document Number | 1788000075, |
|---|---|
| Date | Jun 01, 2026 |
| Book Page | 17888/75 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 197 STONEGATE DR, FREDERICK, MD 21702-3735 |
| Document Number | 0137130001 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 197 STONEGATE DR FREDERICK MD 217023735, FREDERICK, MD 21702-3735 |
| Document Number | 0137130001 |
|---|---|
| Date | May 06, 2020 |
| Book Page | 013713/000001 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 05, 2050 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,137.00 (+4.63%) Homeowner's exemption | $227,800 (+17.38%) Land $65,000 Building $162,800 | $227,800 (-) Land $65,000 Building $162,800 |
| 2024 | $3,954.00 (+10.57%) | ||
| 2023 | $3,576.00 | $194,067 | $227,800 Land $65,000 Building $162,800 |
197 Stonegate Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures