197 Stone Brook Dr, Henderson, TX 75654 Property Records

Rusk County property record for 197 Stone Brook Dr, Henderson, TX 75654

Property Summary

Property Type	Single Family Home
Details	2,421 sqft · built 2007
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$263,500 (May 2014)
Tax Bill	$4,869 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02968-00709-00640-000007`

Property Details

APN / Parcel Number

Primary APN	`02968-00709-00640-000007`
Alternative APN	`64148`

Interior

Building Area	2,421 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	45,302 sqft (1.04 acres)
Garage Area	540 sqft
Porch	Porch
Porch Area	157 sqft

Location & Zoning

Account Number	02968-00709-00640-000007
Street Address	197 STONE BROOK DR
City	HENDERSON
State	TX
Zip	75654-8605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 STONE BROOK ESTATES AB 709 J SMITH SUR
Legal Subdivision	THE STONE BROOK ESTATES
Legal Lot Number	7
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2001
Census Tract	950501

Owner

Source: Rusk County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	197 STONE BROOK DR, HENDERSON, TX 75654-8605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Jan 30, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2014 · Amount on Record
Deed Sale	May 13, 2014 · Amount on Record
Prior Sale	Apr 27, 2012 · Amount on Record
Deed Document Number	2014142555
Deed Book / Page	3294 / 353
Last Transfer Date	Dec 8, 2023
Transfer Doc	003965/361
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Recording Date	Jun 5, 2026
Property Address	197 STONE BROOK DR, HENDERSON, TX 75654-8605
Document Number	0000272249
Book / Page	4132 / 846
Instrument Date	May 22, 2026
Instrument	2026272249
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 STONE BROOK DR, HENDERSON, TX 75654-8605

Mortgage

Document Number	0000272249,
Date	Jun 5, 2026
Book Page	4132/846
Instrument	2026272249

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUSK TX
Recording Date	Jan 30, 2024
Property Address	197 STONE BROOK DR, HENDERSON, TX 75654-8605
Document Number	003965/361
Book / Page	3965 / 361
Map Reference	VOL 2666 PG 178
Instrument Date	Dec 8, 2023
Instrument	248813
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 STONE BROOK DR, HENDERSON, TX 75654-8605

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,869.00 (+74.02%) Homeowner's exemption	$336,290 (-0.12%) Land $27,500 Building $308,790	$336,290 (-0.12%) Land $27,500 Building $308,790
2025	$2,798.00 (-12.92%) Homeowner's exemption	$336,700 (+14.83%) Land $27,500 Building $309,200	$336,700 (+14.83%) Land $27,500 Building $309,200
2023		$293,220 Land $27,500 Building $265,720	$293,220 Land $27,500 Building $265,720
2022	$3,213.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EBENEZER WSC serves 1,014 people · EPA ID TX2010014
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastex Telephone Cooperative Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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