197 Stegelske Ave, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 197 Stegelske Ave, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1917
Lot Size	0.551 acres (24,000 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Dec 2020)
Tax Bill	$1,385 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jun 2018 Line of Credit
APN	`060300 79.08-3-10`

Property Details

APN / Parcel Number

Primary APN	`060300 79.08-3-10`
Alternative APNs	`03000790080003010000` `030179910`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,200 sqft
Upper Floors Area	96 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	24,000 sqft (0.551 acres)
Lot Dimensions	200 ft deep x 120 ft wide
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	177 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030179910
Street Address	197 STEGELSKE AVE
City	DUNKIRK
State	NY
Zip	14048-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	120 X 200 RES. GAR.; OLD APN: 060300 26-13-1
Legal Block	3
Legal Lot Number	10.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	3
Census Block	3001
Census Tract	35500

Owner

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	197 STEGELSKE AVE, DUNKIRK, NY 14048-1330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Warranty Deed, Transfer · FHA Mortgage 1ST PRIORITY MORTGAGE INC
Jun 20, 2018	Deed of Trust, Mortgage · Line of Credit KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	Oct 13, 2005 · Amount on Record
Deed Document Number	20206998
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Dec 15, 2020
Property Address	197 STEGELSKE AVE, DUNKIRK, NY 14048-1330
Document Number	DE2020006998
Instrument Date	Dec 9, 2020
Instrument	DE2020006998
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 CENTRAL AVE, BROCTON, NY 14716-9767

Mortgage

Document Number	MT2020004666
Date	Dec 15, 2020
Instrument	MT2020004666

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	197 STEGELSKE AVE, DUNKIRK, NY 14048-1330
Transaction Type	Mortgage
Record Updated	Jul 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2018002783
Date	Jun 20, 2018
Instrument	MT2018002783

Lender

Name	KEY BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,385.00 (+3.28%)
2025	$1,341.00	$33,300 (-) Land $5,100 Building $28,200	$75,682 (+25%) Land $11,591 Building $64,091
2023		$33,300 (-) Land $5,100 Building $28,200	$60,545 (+14.54%) Land $9,273 Building $51,272
2022		$33,300 Land $5,100 Building $28,200	$52,857 Land $8,095 Building $44,762

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service.

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