197 Soards Rd, Georgetown, KY 40324 Property Records

Scott County property record for 197 Soards Rd, Georgetown, KY 40324 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Square Footage	2,056 sqft Living Area
Lot Size	880,783 sqft (20.2 acres)
Garage	Attached, 440 sqft
Occupancy	Owner Occupied
Tax Bill	$5,264.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`062-00-083.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	2,056 sqft Living Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	2 Fireplaces

Exterior

Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Block Foundation
Lot Area	880,783 sqft (20.2 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	197 SOARDS RD
City	GEORGETOWN
State	KY
Zip	40324-9425
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	FARM
Jurisdiction	SCOTT KY
Minor Civil Division	GEORGETOWN
Census Blockgroup	2
Census Block	2031
Census Tract	40601

Owner

Source: Scott County records · APN 062-00-083.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Warranty Deed, Transfer
Aug 29, 2025	Warranty Deed, Transfer
Aug 29, 2025	Warranty Deed, Transfer
Aug 29, 2025	Warranty Deed, Transfer
Aug 29, 2025	Warranty Deed, Transfer
Aug 29, 2025	Warranty Deed, Transfer
Aug 29, 2025	Warranty Deed, Transfer
Aug 29, 2025	Warranty Deed, Transfer
Aug 04, 2025	Warranty Deed, Transfer
Aug 04, 2025	Warranty Deed, Transfer
Aug 04, 2025	Warranty Deed, Transfer
Aug 04, 2025	Warranty Deed, Transfer
Aug 04, 2025	Warranty Deed, Transfer
Apr 10, 2024	Lease, Transfer
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Feb 05, 2019	Deed of Trust, Mortgage · Unknown USAMERIBANK
May 01, 2019	Deed of Trust, Mortgage · Commercial Mortgage KENTUCKY BANK
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK
Jun 10, 2019	Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) KENTUCKY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2025
Deed Sale	Aug 29, 2025
Prior Sale	Aug 29, 2025
Deed Doc Number	553826
Deed Book / Page	D460 / 259
Record Refreshed	Jun 08, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 29, 2025
Property Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425
Document Number	00D460/249
Book / Page	D460 / 249
Instrument Date	Aug 26, 2025
Instrument	553824
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 29, 2025
Property Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425
Document Number	00D460/228
Book / Page	D460 / 228
Instrument Date	Aug 26, 2025
Instrument	553819
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 29, 2025
Property Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425
Document Number	00D460/259
Book / Page	D460 / 259
Instrument Date	Aug 26, 2025
Instrument	553826
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 29, 2025
Property Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425
Document Number	00D460/254
Book / Page	D460 / 254
Instrument Date	Aug 26, 2025
Instrument	553825
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 29, 2025
Property Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425
Document Number	00D460/243
Book / Page	D460 / 243
Instrument Date	Aug 26, 2025
Instrument	553823
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 29, 2025
Property Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425
Document Number	00D460/233
Book / Page	D460 / 233
Instrument Date	Aug 26, 2025
Instrument	553820
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 29, 2025
Property Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425
Document Number	00D460/238
Book / Page	D460 / 238
Instrument Date	Aug 26, 2025
Instrument	553821
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 29, 2025
Property Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425
Document Number	00D460/223
Book / Page	D460 / 223
Instrument Date	Aug 26, 2025
Instrument	553818
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 04, 2025
Property Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425
Document Number	00D459/446
Book / Page	D459 / 446
Instrument Date	Jul 25, 2025
Instrument	550741
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$74.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 04, 2025
Property Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425
Document Number	00D459/451
Book / Page	D459 / 451
Instrument Date	Jul 25, 2025
Instrument	550742
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$316.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 04, 2025
Property Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425
Document Number	00D459/435
Book / Page	D459 / 435
Instrument Date	Jul 25, 2025
Instrument	550739
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1530 PAYNES DEPOT RD, GEORGETOWN, KY 40324-9138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 04, 2025
Property Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425
Document Number	00D459/441
Book / Page	D459 / 441
Instrument Date	Jul 25, 2025
Instrument	550740
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 04, 2025
Property Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425
Document Number	00D459/456
Book / Page	D459 / 456
Instrument Date	Jul 25, 2025
Instrument	550743
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$1,825.50
Amount Accuracy	Transfer Tax Exempt
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425

April 2024: Lease, Transfer

Document Type	Lease
Jurisdiction	SCOTT KY
Recording Date	Apr 10, 2024
Property Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425
Document Number	000MC62/68
Book / Page	MC62 / 68
Instrument Date	Mar 05, 2024
Instrument	497113
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1530 PAYNES DEPOT RD, GEORGETOWN, KY 40324-9138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425
Transaction Type	Mortgage
Record Updated	Mar 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1673/191
Date	Feb 22, 2022
Book Page	M1673/191
Instrument	450984

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 21, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1427/239
Date	Feb 05, 2019
Book Page	M1427/239
Instrument	396352

Lender

Name	USAMERIBANK
Type	Bank
Address	CLEARWATER, FL 33762

Agreement

Type	Unknown
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1438/153
Date	May 01, 2019
Book Page	M1438/153
Instrument	399599

Lender

Name	KENTUCKY BANK
Type	Bank
Address	GEORGETOWN, KY 40324

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Apr 23, 2044

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1598/817
Date	Apr 20, 2021
Book Page	M1598/817
Instrument	433649

Lender

Name	KENTUCKY BANK
Type	Bank
Address	PARIS, KY 40362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	197 SOARDS RD, GEORGETOWN, KY 40324-9425
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1443/785
Date	Jun 10, 2019
Book Page	M1443/785
Instrument	400995

Lender

Name	KENTUCKY BANK
Type	Bank
Address	PARIS, KY 40362

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.85%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jul 01, 2024
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change	4.85%
Max Rate At Change	6.85%
Index	1-Year CMT
Max Rate	10.8%

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,264.00 (-0.85%)	$719,624 (+22.89%)	$719,624 (+0.78%)
2023	$5,309.00	$585,573 Land $11,573 Building $574,000	$714,024 Land $140,024 Building $574,000