197 Smithfield Rd, Belgrade, ME 04917 Property Records

Kennebec County and Belgrade Town property record for 197 Smithfield Rd, Belgrade, ME 04917

Property Summary

Details	2 bd · 2 ba · 1,254 sqft · built 1955
Lot Size	3.32 acres (144,619 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (May 2018)
Tax Bill	$3,857 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BELG M:13 L:035`

Property Details

APN / Parcel Number

Primary APN	`BELG M:13 L:035`
Alternative APN	`1733`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,254 sqft Total Area
1st Floor Area	1,147 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1986
Architectural Style	Conventional
Construction Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	144,619 sqft (3.32 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1733
Street Address	197 SMITHFIELD RD
City	BELGRADE
State	ME
Zip	04917-3200
Property Category	Other
Property Type	Unknown
Legal Lot Number	35
Jurisdiction	BELGRADE ME
Township / Civil Division	BELGRADE
Census Block Group	3
Census Block	3018
Census Tract	16000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

197 Smithfield Rd is owned by two individuals who bought it in May 2018.

Source: Kennebec County and Belgrade Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	117 TAYLOR WOODS RD, BELGRADE, ME 04917-3421
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Jan 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
May 4, 2018	Warranty Deed, Transfer CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2018 · Amount on File
Deed Sale	May 4, 2018 · Amount on File
Deed Document Number	20188481
Deed Book / Page	12898 / 245
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	197 SMITHFIELD RD, BELGRADE, ME 04917-3200
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025023788
Date	Oct 23, 2025
Book Page	15535/52
Instrument	2025023788

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	197 SMITHFIELD RD, BELGRADE, ME 04917-3200
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022002331
Date	Jan 28, 2022
Book Page	14337/89
Instrument	2022002331

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELGRADE ME
Recording Date	May 4, 2018
Property Address	197 SMITHFIELD RD, BELGRADE, ME 04917-3200
Document Number	2018008481
Book / Page	12898 / 0245
Instrument	2018008481
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018008482
Date	May 4, 2018
Instrument	2018008482

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 197 Smithfield Rd was $3,857, up 11.6% from the year before.

Source: Kennebec County and Belgrade Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Belgrade Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,857.00 (+11.57%)	$363,900 (-) Land $48,800 Building $315,100
2024	$3,457.00 (+6.14%)	$363,900 (-) Land $48,800 Building $315,100
2023	$3,257.00 (+0.4%)	$363,900 (+72.55%) Land $48,800 Building $315,100
2022	$3,244.00	$210,900 Land $36,300 Building $174,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 197 Smithfield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Smithfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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