197 Smith Rd, Lumberton, MS 39455 Property Records

Lamar County property record for 197 Smith Rd, Lumberton, MS 39455

Property Summary

Property Type	Mobile Home
Details	1 ba · 2,304 sqft · built 2013
Lot Size	6.19 acres (270,072 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Feb 2020)
Tax Bill	$667 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`135-22-004.001`

Property Details

APN / Parcel Number

Primary APN	`135-22-004.001`
Alternative APNs	`32012,113 2200000 00502` `32012`

Interior

Full Baths	1 Bath
Building Area	2,304 sqft Living Area
Gross Area	2,682 sqft

Exterior

Year Built	Built 2013
Architectural Style	Mobile/Manufactured
Lot Area	270,072 sqft (6.19 acres)

Location & Zoning

Account Number	32012
Street Address	197 SMITH RD
City	LUMBERTON
State	MS
Zip	39455-8408
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT N 1/2 N 1/2 NW 1/4 W OF RD
Legal Range	16
Legal Township	02
Legal Section	22
Jurisdiction	LAMAR MS
Township / Civil Division	3
Census Block Group	2
Census Block	2029
Census Tract	20501

Owner

197 Smith Rd, a mobile home, is owned and occupied by an individual who bought it in February 2020.

Source: Lamar County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	197 SMITH RD, LUMBERTON, MS 39455-8408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage LOANDEPOT.COM LLC
Feb 3, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2020 · Amount on File
Deed Sale	Feb 3, 2020 · Amount on File
Deed Document Number	000028A289
Deed Book / Page	28A / 289
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR MS
Property Address	197 SMITH RD, LUMBERTON, MS 39455-8408
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00001780/1
Date	Feb 3, 2020
Book Page	1780/1

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAMAR MS
Recording Date	Feb 3, 2020
Property Address	197 SMITH RD, LUMBERTON, MS 39455-8408
Document Number	00028A/289
Book / Page	028A / 289
Instrument Date	Jan 31, 2020
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	94 SCR 501-2A, LOUIN, MS 39338-4905

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 SMITH RD, LUMBERTON, MS 39455-8408

Tax Assessment & Valuation

The 2025 property tax bill for 197 Smith Rd was $667 with a homeowner's exemption.

Source: Lamar County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lamar County
Unified School District	Lamar County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$667.00 Homeowner's exemption	$5,313	$52,770 Land $8,950 Building $43,820
2023	$732.00 Homeowner's exemption	$5,827	$57,900 Land $8,980 Building $48,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 197 Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Smith Rd is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 94% of Mississippi
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH LUMBERTON UTILITY ASSN public/private · serves 4,071 people · EPA ID MS0370007
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PearlComm Fiber Fiber	1,000 / 1,000

May also be available: C Spire Wireless.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Smith Rd

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