197 Simpson Rd, Marlborough, MA 01752 Property Records

Middlesex County and Marlborough City property record for 197 Simpson Rd, Marlborough, MA 01752

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,332 sqft · built 1987
Lot Size	0.737 acres (32,083 sqft)
Owner	Individual Name on Record
Last Sale	$665,000 (Aug 2022)
Tax Bill	$7,186 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`87001430`

Property Details

APN / Parcel Number

Primary APN	`87001430`
Alternative APN	`MARL M:008 B:094 L:000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,332 sqft Living Area
Gross Area	4,568 sqft
Basement Area	1,268 sqft
Unfinished Basement	1,268 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,083 sqft (0.737 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	87001430
Street Address	197 SIMPSON RD
City	MARLBOROUGH
State	MA
Zip	01752-1581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	94
Jurisdiction	MARLBOROUGH MA
Township / Civil Division	MARLBOROUGH
Census Block Group	1
Census Block	1003
Census Tract	321600

Owner

Source: Middlesex County and Marlborough City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	197 SIMPSON RD, MARLBOROUGH, MA 01752-1581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOMEFIELD CREDIT UNION
May 20, 2021	Deed of Trust, Mortgage · Balloon Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Jun 9, 1998 · Amount on Record
Deed Document Number	2022131321
Deed Book / Page	80635 / 477
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARLBOROUGH MA
Recording Date	Aug 26, 2022
Property Address	197 SIMPSON RD, MARLBOROUGH, MA 01752-1581
Document Number	080635-477
Book / Page	80635 / 477
Instrument Date	Aug 26, 2022
Instrument	131321
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	197 SIMPSON RD, MARLBOROUGH, MA 01752-1581

Mortgage

Document Number	0000131322
Date	Aug 26, 2022
Instrument	131322

Lender

Name	HOMEFIELD CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Type Change Date	Sep 1, 2029
Max Rate At Change	2.75%
Index	1-Year CMT

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	197 SIMPSON RD, MARLBOROUGH, MA 01752-1581
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77823-30
Date	May 20, 2021
Book Page	77823/30
Instrument	115090

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Marlborough City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Marlborough City
Unified School District	Marlborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,186.00 (+3.74%)	$728,800 (+7.73%) Land $233,000 Building $495,800	$757,910 (+5.49%)
2024	$6,927.00 (-5.9%)	$676,500 (+6.05%) Land $211,800 Building $464,700	$718,485
2023	$7,361.00	$637,900 Land $183,200 Building $454,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARLBOROUGH DPW WATER DIV. (MWRA) serves 41,799 people · EPA ID MA2170000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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