Warwick City property record for 197 Sefton Ave, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1965 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Nov 2017) |
| Tax Bill | $4,157 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35000950000 |
| Primary APN | 35000950000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,080 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 360 sqft |
| Unfinished Basement | 360 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 122668 |
|---|---|
| Street Address | 197 SEFTON AVE |
| City | WARWICK |
| State | RI |
| Zip | 02889-8341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 95 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 21800 |
Source: Warwick City records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 197 SEFTON AVE, WARWICK, RI 02889-8341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Dec 2, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 13, 2017 | Warranty Deed, Transfer · FHA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2017 · Amount on Record |
| Deed Sale | Nov 13, 2017 · Amount on Record |
| Deed Document Number | 201716859 |
| Deed Book / Page | 8940 / 278 |
| Last Transfer Date | Dec 1, 2020 |
| Transfer Doc | 9684-108 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jul 30, 2026 |
| Property Address | 197 SEFTON AVE, WARWICK, RI 02889-8341 |
| Document Number | 0000008890 |
| Book / Page | 10937 / 271 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20268890 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 197 SEFTON AVE, WARWICK, RI 02889-8341 |
| Document Number | 0000008890, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 10937/271 |
| Instrument | 20268890 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2051 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 197 SEFTON AVE, WARWICK, RI 02889-8341 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 010081-283 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 10081/283 |
| Instrument | 2607 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Dec 2, 2020 |
| Property Address | 197 SEFTON AVE, WARWICK, RI 02889-8341 |
| Document Number | 9684-108 |
| Book / Page | 009684 / 000108 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 232 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 197 SEFTON AVE WARWICK RI 028898341, WARWICK, RI 02889-8341 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Nov 13, 2017 |
| Property Address | 197 SEFTON AVE, WARWICK, RI 02889-8341 |
| Document Number | 8940-278 |
| Book / Page | 008940 / 000278 |
| Instrument Date | Nov 9, 2017 |
| Instrument | 859 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2017 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 229 FARMINGTON AVE CRANSTON RI 029207015, CRANSTON, RI 02920-7015 |
| Document Number | 8940-281 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 008940/000281 |
| Instrument | 860 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2047 |
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,157.00 (+6.07%) | $327,300 (+18.5%) Land $102,400 Building $224,900 | |
| 2024 | $322,525 | ||
| 2023 | $3,919.00 (+6.49%) | $276,200 (+40.56%) Land $89,000 Building $187,200 | |
| 2022 | $3,680.00 | $196,500 Land $57,400 Building $139,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 13 (1979–2010) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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