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197 Sam Garner Rd, Newport, NC 28570 Property Records

Carteret County property record for 197 Sam Garner Rd, Newport, NC 28570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,564 sqft · built 2022
Lot Size1.62 acres (70,741 sqft)
Owner2 Individual Names on File
Tax Bill$1,240 (2025)
Deeds & MortgagesMay 2026 Mortgage
Flood ZoneZone AE (high risk)
APN6347.04.91.8898000

Property Details

APN / Parcel Number

Primary APN6347.04.91.8898000
Alternative APNs
  • 202509
  • 56118

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,564 sqft Heated Area
Gross Area2,040 sqft
1st Floor Area1,530 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area70,741 sqft (1.62 acres)
Lot Dimensions209 ft deep x 338 ft wide
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number56118
Street Address197 SAM GARNER RD
CityNEWPORT
StateNC
Zip28570-7945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 - ACREAGE SR 1149
Legal SubdivisionSARAH BELL DICKIE 211 SAM GARNER ROAD
Legal Lot Number2
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group1
Census Block1023
Census Tract970501

Owner

Source: Carteret County records · APN 6347.04.91.8898000

Assessment roll updated November 24, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address197 SAM GARNER RD, NEWPORT, NC 28570-7945
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 05, 2026
Deed SaleMay 05, 2026
Deed Document Number20261885070
Deed Book / Page1885 / 70
Prior Transfer DateApr 30, 2026
Prior Transfer Doc0001885070
Record UpdatedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARTERET NC
Recording DateMay 05, 2026
Property Address197 SAM GARNER RD, NEWPORT, NC 28570-7945
Document Number0001885070
Book / Page1885 / 70
Instrument DateApr 30, 2026
Instrument20261885070
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyPRIOR TITLE, PRIORITY TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 SAM GARNER RD, NEWPORT, NC 28570-7945
InvestorPossibly a Property Investor

Mortgage

Document Number0001885071,
DateMay 05, 2026
Instrument20261885071
Lender
NameMORTGAGE RESEARCH CTR
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,240.00 (+2,114.29%)$346,248 (+130.63%) Land $67,072 Building $279,176$346,248 (+130.63%) Land $67,072 Building $279,176
2023$150,131 Land $13,122 Building $137,009$150,131 Land $13,122 Building $137,009
2022$56.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims18 (1996–2018)
Claims Outside the SFHA3 of 18
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 12 claims
  • Hurricane Fran, Sep 1996 · 3 claims

Wildfire

Wildfire RiskModerate
above 69% of the US · above 91% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Brightspeed.

Based on FCC filings for 10 locations within half a mile of this property.

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