Madison County property record for 197 Saint Ives Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 5,574 sqft · built 2009 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,296 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Nov 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072B-09D-221 |
| Primary APN | 072B-09D-221 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,574 sqft Adjusted Area |
| 1st Floor Area | 4,808 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Patio Area | 99 sqft |
| Cooling System | Central |
|---|
| Account Number | 48482 |
|---|---|
| Old Parcel Number | 072B-09D-221/00.00 |
| Street Address | 197 SAINT IVES DR |
| City | MADISON |
| State | MS |
| Zip | 39110-6907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 124 SAINT IVES PART 3 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 09 |
| Legal Subdivision | SAINT IVES S D PT 3 |
| Legal Lot Number | 124 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30202 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 197 SAINT IVES DR, MADISON, MS 39110-6907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Nov 13, 2020 | Deed of Trust, Mortgage · Line of Credit REGIONS BK |
| May 19, 2020 | Deed of Trust, Mortgage REGIONS MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2008 |
| Deed Sale | Nov 4, 2008 |
| Deed Document Number | 0002366134 |
| Deed Book / Page | 2365 / 425 |
| Prior Transfer Date | Oct 31, 2008 |
| Prior Transfer Doc | 577936 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 197 SAINT IVES DR, MADISON, MS 39110-6907 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 197 SAINT IVES DR, MADISON, MS 39110-6907 |
| Document Number | 004229/775 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 4229/775 |
| Instrument | 960524 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 3, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 197 SAINT IVES DR, MADISON, MS 39110-6907 |
| Document Number | 0000911936 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 197 SAINT IVES DR MADISON MS 391106907, MADISON, MS 39110-6907 |
| Document Number | 0000911936 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 003952/000531 |
| Instrument | 911936 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 197 SAINT IVES DR, MADISON, MS 39110-6907 |
| Document Number | 0000891908 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | HARRISON TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 197 SAINT IVES DR MADISON MS 391106907, MADISON, MS 39110-6907 |
| Document Number | 0000891908 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 003857/000686 |
| Instrument | 891908 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Amount | Amount Recorded |
|---|---|
| Term | 156 Months |
| Due | May 26, 2033 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,296.00 Homeowner's exemption | $56,611 (+0.06%) | $566,110 (+0.06%) Land $65,000 Building $501,110 |
| 2024 | $6,296.00 (+0.05%) | ||
| 2023 | $6,293.00 Homeowner's exemption | $56,579 | $565,790 Land $65,000 Building $500,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| T-Mobile Fixed Wireless | 100 / 20 |
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