197 Sagebrook Dr, Madison, AL 35757 Property Records

Madison County property record for 197 Sagebrook Dr, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,063 sqft · built 2010
Lot Size	0.146 acres (6,397 sqft)
Owner	2 Individual Names on File
Tax Bill	$740 (2026)
Deeds & Mortgages	May 2020 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-05-16-0-001-001.145`

Property Details

APN / Parcel Number

Primary APN	`15-05-16-0-001-001.145`
Alternative APN	`343720`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,063 sqft Living Area
1st Floor Area	2,063 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,397 sqft (0.146 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	343720
Street Address	197 SAGEBROOK DR
City	MADISON
State	AL
Zip	35757-7686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 BENTBROOK PHASE 2 PB # 20080620000401810
Legal Range	02W
Legal Township	03S
Legal Section	16
Legal Subdivision	BENTBROOK
Legal Phase	2
Legal Lot Number	49
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	2
Census Block	2018
Census Tract	10623

Owner

197 Sagebrook Dr is owned and occupied by two individuals who acquired it in June 2010.

Source: Madison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	197 SAGEBROOK DR, MADISON, AL 35757-7686
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jan 19, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2010
Deed Sale	Jun 18, 2010
Deed Document Number	2010329200
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	197 SAGEBROOK DR, MADISON, AL 35757-7686
Document Number	0000038189
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 SAGEBROOK DR MADISON AL 357577686, MADISON, AL 35757-7686

Mortgage

Document Number	0000038189
Date	May 28, 2020
Instrument	38189

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	197 SAGEBROOK DR, MADISON, AL 35757-7686
Document Number	0000004857
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 SAGEBROOK DR MADISON AL 357577686, MADISON, AL 35757-7686

Mortgage

Document Number	0000004857
Date	Jan 25, 2018
Instrument	4857

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 197 Sagebrook Dr was $740 with a homeowner's exemption, up 7.2% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$740.00 (+7.25%)
2025	$690.00 Homeowner's exemption	$24,220 Land $4,600 Building $19,620	$263,100 Land $50,000 Building $213,100
2023	$642.00 (+17.8%) Homeowner's exemption	$22,640 (+17.43%) Land $5,000 Building $17,640	$226,300 (+17.44%) Land $50,000 Building $176,300
2022	$545.00 Homeowner's exemption	$19,280 Land $3,500 Building $15,780	$192,700 Land $35,000 Building $157,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 197 Sagebrook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 197 Sagebrook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.2% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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