197 S Grace Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 197 S Grace Ave, Elmhurst, IL 60126 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2,050 sqft · built 1939
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$749,000 (Jul 2023)
Tax Bill$14,958 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Jul 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-02-315-001

Property Details

APN / Parcel Number

Primary APN06-02-315-001

Interior

Stories2 Stories
Building Area2,050 sqft Living Area
Gross Area3,076 sqft
1st Floor Area1,100 sqft
2nd Floor Area950 sqft
Basement Area1,026 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Exterior MaterialBrick
Construction TypeBrick
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions15.1 ft deep x 5 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address197 S GRACE AVE
CityELMHURST
StateIL
Zip60126-3237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBERRYS COLLEGE VIEW TER
Legal SubdivisionBERRYS COLLEGE VIEW
Legal Lot Number12
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group3
Census Block3024
Census Tract842900

Owner

Source: DuPage County records · APN 06-02-315-001

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1906 W BYRON ST, 2E, CHICAGO, IL 60613-5636
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 10, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2023 · Amount on Record
Deed SaleJul 10, 2023 · Amount on Record
Prior SaleDec 31, 2013 · Amount on Record
Deed Document Number202342709
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address197 S GRACE AVE, ELMHURST, IL 60126-3237
Transaction TypeMortgage
Record UpdatedMar 18, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 S GRACE AVE, ELMHURST, IL 60126-3237

Mortgage

Document Number0000012164
DateFeb 25, 2026
InstrumentR2026-012164
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056
Interest
Rate TypeFixed Rate
Rate6.12%

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJul 10, 2023
Property Address197 S GRACE AVE, ELMHURST, IL 60126-3237
Document Number0000042709
Map ReferenceDOC 186163
Instrument DateJun 22, 2023
InstrumentR2023-042709
Transaction TypeTransfer
Record UpdatedJul 26, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$749.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address197 S GRACE AVE, ELMHURST, IL 60126-3237

Mortgage

Document Number0000042710
DateJul 10, 2023
InstrumentR2023-042710
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2053
Interest
Rate TypeFixed Rate
Rate7%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address197 S GRACE AVE, ELMHURST, IL 60126-3237
Transaction TypeMortgage
Record UpdatedMay 05, 2022
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039878
DateApr 20, 2022
InstrumentR2022-039878
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.49%
Type Change DateMar 01, 2027
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change4.49%
IndexOther
Max Rate7.49%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$14,958.00 (+3.84%)$266,452 (+7.86%) Land $95,878 Building $170,574$799,356 (+7.86%) Land $287,634 Building $511,722
2024$14,405.00 (+27.47%)$247,035 (+25.16%) Land $88,891 Building $158,144$741,105 (+25.16%) Land $266,673 Building $474,432
2022$11,301.00 (+2.61%) Homeowner's exemption Senior Citizen's exemption$197,370 (+2.55%) Land $79,030 Building $118,340$592,110 (+2.55%) Land $237,090 Building $355,020
2021$11,014.00 Homeowner's exemption Senior Citizen's exemption$192,460 Land $77,060 Building $115,400$577,380 Land $231,180 Building $346,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438429003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 398 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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