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197 S Fairfield Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 197 S Fairfield Ave, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details1,638 sqft · built 1952
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$680,000 (Aug 2023)
Tax Bill$10,569 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Feb 2022 Reverse Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN06-02-314-002

Property Details

APN / Parcel Number

Primary APN06-02-314-002

Interior

Building Area1,638 sqft Living Area
Gross Area1,808 sqft
1st Floor Area729 sqft
2nd Floor Area544 sqft
Basement Area170 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeBrick
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions13.1 ft deep x 5.4 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address197 S FAIRFIELD AVE
CityELMHURST
StateIL
Zip60126-3233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionBERRYS COLLEGE VIEW TER
Legal SubdivisionBERRYS COLLEGE VIEW
Legal Lot Number56
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group2
Census Block2004
Census Tract843000

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address197 S FAIRFIELD AVE, ELMHURST, IL 60126-3233
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2023Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Feb 3, 2022Deed of Trust, Mortgage · Reverse Mortgage
OPEN MORTGAGE LLC
Nov 29, 2018Intrafamily Transfer, Transfer · Reverse Mortgage
ONE REVERSE MORTGAGE LLC
Jul 18, 2017Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN
Jul 18, 2017Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2023 · Amount on Record
Deed SaleAug 15, 2023 · Amount on Record
Deed Document Number202352092
Prior Transfer DateOct 25, 2018
Prior Transfer Doc0000110296
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateAug 15, 2023
Property Address197 S FAIRFIELD AVE, ELMHURST, IL 60126-3233
Document Number0000052092
Map ReferenceDOC 186163
Instrument DateAug 11, 2023
InstrumentR2023-052092
Transaction TypeTransfer
Record UpdatedAug 30, 2023
Title CompanyATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address197 S FAIRFIELD AVE, ELMHURST, IL 60126-3233

Mortgage

Document Number0000052093
DateAug 15, 2023
InstrumentR2023-052093
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053
Interest
Rate6.99%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address197 S FAIRFIELD AVE, ELMHURST, IL 60126-3233
Transaction TypeMortgage
Record UpdatedFeb 18, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 S FAIRFIELD AVE, ELMHURST, IL 60126-3233

Mortgage

Document Number0000013063
DateFeb 3, 2022
InstrumentR2022-013063
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
AddressDOUGLASVILLE, GA 30135
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term894 Months
DueAug 9, 2096
Interest
Rate TypeAdjustable Rate
Rate2.45%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate7.45%

November 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateNov 29, 2018
Property Address197 S FAIRFIELD AVE, ELMHURST, IL 60126-3233
Document Number0000110296
Map ReferenceDOC186163
Instrument DateOct 25, 2018
InstrumentR2018-110296
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 S FAIRFIELD AVE, ELMHURST, IL 60126-3233

Mortgage

Document Number0000110297
DateNov 29, 2018
InstrumentR2018-110297
Lender
NameONE REVERSE MORTGAGE LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateJul 18, 2017
Property Address197 S FAIRFIELD AVE, ELMHURST, IL 60126-3233
Document Number0000072230
Instrument DateJul 13, 2017
Instrument72230
Transaction TypeTransfer
Record UpdatedAug 4, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 S FAIRFIELD AVE ELMHURST IL 601263233, ELMHURST, IL 60126-3233

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateJul 18, 2017
Property Address197 S FAIRFIELD AVE, ELMHURST, IL 60126-3233
Document Number0000072229
Instrument DateJul 12, 2017
Instrument72229
Transaction TypeTransfer
Record UpdatedAug 4, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 S FAIRFIELD AVE ELMHURST IL 601263233, ELMHURST, IL 60126-3233

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,569.00 (+3.94%)$190,625 (+7.86%) Land $89,603 Building $101,022$571,875 (+7.86%) Land $268,809 Building $303,066
2024$10,168.00 (+52.86%)$176,733 (+32.77%) Land $83,073 Building $93,660$530,199 (+32.77%) Land $249,219 Building $280,980
2022$6,652.00 Homeowner's exemption Senior Citizen's exemption$133,110 Land $73,860 Building $59,250$399,330 Land $221,580 Building $177,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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