197 Ryans Ln, Grass Valley, CA 95945 Property Records

Nevada County property record for 197 Ryans Ln, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,948 sqft · built 2018
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Oct 2021)
Tax Bill	$7,012 (2025)
Deeds & Mortgages	Oct 2021 Sale Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-980-033-000`

Property Details

APN / Parcel Number

Primary APN	`008-980-033-000`
Alternative APN	`08-980-33-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,948 sqft Living Area
1st Floor Area	1,948 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Traditional
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	276 sqft
Patio Area	1,947 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	08-980-33-000
Street Address	197 RYANS LN
City	GRASS VALLEY
State	CA
Zip	95945-5052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 33 RIDGE MEADOWS SUB 9/7
Legal Subdivision	RIDGE MEADOWS SUB 9/7
Legal Lot Number	33
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1000
Census Tract	504

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 RYANS LN, GRASS VALLEY, CA 95945-5052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Grant Deed, Transfer PLACER TITLE COMPANY
Apr 24, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 20, 2017	Loan Modification, Mortgage · Line of Credit ASSOCIATED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	202134778
Record Updated	Sep 20, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Oct 29, 2021
Property Address	197 RYANS LN, GRASS VALLEY, CA 95945-5052
Document Number	0000034778
Map Reference	MB 2016 MB 9
Instrument Date	Oct 6, 2021
Instrument	20210034778
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	197 RYANS LN, GRASS VALLEY, CA 95945-5052

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Apr 24, 2018
Property Address	197 RYANS LN, GRASS VALLEY, CA 95945-5052
Document Number	0000008018
Map Reference	MB9 PG7
Instrument Date	Apr 6, 2018
Instrument	20180008018
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	197 RYANS LN, GRASS VALLEY, CA 95945-5052

Mortgage

Document Number	0000008019
Date	Apr 24, 2018
Instrument	20180008019

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2033

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEVADA CA
Recording Date	Oct 20, 2017
Property Address	197 RYANS LN, GRASS VALLEY, CA 95945-5052
Instrument Date	Oct 19, 2017
Instrument	23497
Transaction Type	Mortgage
Record Updated	Nov 13, 2017
Title Company	DEL NORTE COUNTY TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000023497
Date	Oct 20, 2017
Instrument	23497

Lender

Name	ASSOCIATED BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Oct 19, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$645,300 (+1.97%) Land $107,500 Building $537,800
2025	$7,012.00 (+2.89%) Homeowner's exemption	$632,808 (+2%) Land $105,468 Building $527,340
2023	$6,815.00 (-7.54%)	$620,400 Land $103,400 Building $517,000	$692,550
2022	$7,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - E. GEORGE, BANNER MOUNTAIN serves 17,154 people · EPA ID CA2910004
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, DigitalPath.

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